We are seeking a highly motivated professional to join our team in the role of [Job Title]. The ideal candidate will possess a minimum of [X] years of relevant experience in [industry/field], along with a proven track record in [specific skills or responsibilities]. A strong understanding of [key concepts, tools, or methodologies] is essential, as is the ability to [specific responsibilities, e.g., manage projects, analyze data, or lead teams]. Proficiency in [required software, tools, or languages] is mandatory, and familiarity with [industry-specific standards or regulations] is highly desirable. The successful candidate will be responsible for [core responsibilities], ensuring alignment with organizational goals while maintaining high standards of quality and efficiency. Excellent communication and interpersonal skills are required, as the role involves [collaboration, client interaction, or reporting]. This position offers opportunities for professional growth within a dynamic and supportive work environment.
Duty stations for this position include Kong and Exist.
Conduct between 15 and 20 household surveys each day.
Identify prospective clients by analyzing survey data to pinpoint organizations or individuals that align with the company’s offerings and meet specified criteria.
• Establish clear boundaries for the designated work zones for each proposed group.
Facilitate discussions with the selected target participants in a small-group setting.
A team of five members will be formed to collaborate on tasks.
A designated individual will be chosen to serve as the leader for each small group.
Compose a senior leadership committee responsible for overseeing large-scale group operations and strategic initiatives.
Conduct a comprehensive two-week orientation program tailored for large cohorts of new members.
Collect member admission fees from individuals in accordance with the guidelines outlined in the BRAD Ghana circular.
Enter the admission details of group members into the mobile device or tablet and synchronize the data as frequently as feasible.
Schedule meetings by coordinating dates, times, and venues to ensure optimal attendance and productivity. Manage calendar invitations, confirm participant availability, and book appropriate meeting spaces or virtual platforms as required. Ensure all logistical details are communicated clearly to attendees in advance.
A team must be established with at least 15 participants for Microfinance (MF) and 10 for Agra-Finance, while the maximum allowed is 30 members for MF and 20 for Agra-Finance.
Responsible for enrolling new participants when a group’s size diminishes due to attrition or other factors.
Organize and facilitate two to three group meetings daily.
The meeting schedule is structured as follows: the first session commences at 08:30 AM, followed by the second at 09:30 AM, and the third at 10:30 AM. Please note that adjustments may be made to accommodate office hours.
Arrive at the designated meeting location fifteen minutes prior to the scheduled start time of the group meeting.
• Organize participants into small groups, then position them in a U-shaped arrangement to facilitate discussion and interaction.
Maintain accurate attendance records by systematically documenting students’ presence or absence in the register.
Facilitate comprehensive consultations regarding loan-related inquiries, as well as address a diverse range of additional financial concerns.
Collect weekly deposit installments from designated small group leaders via their respective cashiers, ensuring each transaction is documented with a signature captured on a mobile device.
Return to the office by 1:30 PM following the conclusion of the group meetings.
Cash received from group meetings held in proximity to a branch must be deposited at the branch office prior to attending any additional meetings to mitigate potential robbery risks.
Staff must adhere to established safety and security protocols throughout the transportation of funds to ensure the protection of both personnel and assets.
Members are responsible for presenting loan proposals for discussion during group meetings, ensuring every submission is thoroughly reviewed and deliberated upon.
Loan proposals are evaluated and accepted by means of verbal votes conducted in the presence of all group members.
A credit officer is responsible for accurately entering all loan-related information into the digital system, including loan applications and guarantor details sourced from DP Notes.
After confirming loan applications, determine and establish a disbursement date, then communicate the details to the relevant members.
You must attend the disbursement day in person to take an active role in the disbursement activities.
The credit officer is required to participate in weekly, bi-weekly, or monthly group meetings and must guarantee the full recovery of all loan installments.
Cash deposits must be promptly turned over to the Branch Accountant, who is responsible for accurately recording the deposited amount in the Daily Cash Report (DCR) and obtaining the required signature as confirmation.
In the event that any installment payment is not made during the morning group meeting, proceed to collect the outstanding amount in the afternoon by conducting visits to the residences of borrowers or small group leaders.
In the afternoon, commence follow-up on outstanding late payments and non-interest-bearing installments in addition to processing current overdue collections.
Should a client whose loan has been written off express interest in returning as a BRAD client, your role will involve initiating the process of loan recovery.
Attend the regularly scheduled weekly staff meetings to contribute to discussions and stay informed about team updates and organizational developments.
Prepare regular reports on a daily, weekly, and monthly basis.
Adhere to the established HR policies and procedures set forth by BRAD to ensure compliance and consistency in all employment-related matters.
Demonstrate the ability to promptly and effectively fulfill additional duties as assigned by senior leadership.
Always comply with the Microfinance staff Code of Conduct and maintain a professional and respectful demeanor when interacting with clients.
Devote efforts to deliver exceptional service quality to clients, both in field operations and at the branch level.
Demonstrate attentive listening to clients’ complaints, concerns, and opinions, ensuring thorough understanding before determining suitable solutions.
To foster a robust safeguarding culture throughout the entirety of the organization, the candidate will be responsible for executing the safeguarding policy across all operational levels.
Serve as a primary resource for advice, counsel, and specialized knowledge on safeguarding measures to foster and maintain a secure workplace.
To oversee team members’ professional development, the role involves verifying that adequate training, guidance, and resources are provided in addressing and resolving concerns in compliance with the safeguarding policy and procedure.
Adhere to established safeguarding reporting protocols whenever a reportable incident occurs, and actively promote adherence among colleagues.
REQUIRED COMPETENCIES: A proven track record in financial management, including budget development, forecasting, and variance analysis, with expertise in accounting software and ERP systems. Proficiency in financial modeling and data analysis, supported by strong Excel skills, is essential. Exceptional communication abilities are required to collaborate effectively with stakeholders and present complex financial information clearly. The ideal candidate will possess a CPA certification or equivalent accounting qualification, along with a minimum of five years of progressive experience in a finance or accounting role. Familiarity with GAAP standards and experience in financial reporting are also necessary.
A high school diploma or its equivalent, such as the West African Senior School Certificate Examination (WASSCE), is required.
Handles cash and bank transactions, including the preparation of cash requisitions and cash certificates, as well as the reconciliation of bank statements.
• Proficient in utilizing Microsoft Word and Microsoft Excel applications.
Requires a minimum of twelve months of hands-on experience within the microfinance or broader financial services sector.
Proficiency in Microsoft Word and Microsoft Excel is required.
Effective communication skills are essential for this role, enabling clear articulation of ideas, active listening, and collaboration with team members and stakeholders. The ability to convey information concisely and persuasively, both verbally and in writing, ensures alignment on objectives and fosters productive working relationships. Strong interpersonal skills further support engagement with diverse audiences and the resolution of any arising challenges.
Proficient in English writing and reporting, with strong command of language and communication standards.
To initiate the application process, kindly follow the outlined procedures for submission. Ensure all required materials are prepared and submitted in accordance with the specified guidelines to be considered for this opportunity.
To submit your application, please ensure you include all required documents and follow the specified submission guidelines. You may apply through the company’s official careers portal or via email, adhering to any formatting instructions provided. Be sure to attach your resume, cover letter, and any other requested materials, such as references or certifications. The application deadline, if applicable, must be strictly observed to ensure consideration. If you encounter any issues during the submission process, contact the hiring team for assistance before the closing date.
All interested and qualified candidates are encouraged to submit their cover letters and resumes to [email protected] by no later than June 8, 2026.
We request that the position title and preferred work location be included in the subject line of your correspondence.
Females are strongly encouraged to apply for this opportunity.
Qualifications
WASSCE
Experience Required
1 year
