We are seeking a motivated individual to fill the role of [Job Title], responsible for [key responsibility 1], [key responsibility 2], and [key responsibility 3]. The ideal candidate will possess a minimum of [X years] of experience in [relevant field/industry], along with proficiency in [specific skills or tools]. Strong analytical, communication, and problem-solving skills are essential, as the position requires [specific task or challenge]. Additionally, the candidate should demonstrate the ability to [specific soft skill, e.g., collaborate effectively in team environments] and adapt to dynamic work settings. A degree in [relevant field] or equivalent work experience is preferred but not mandatory. The selected applicant will be expected to [additional responsibility] while ensuring adherence to [company policies or industry standards].
Duty stations for this position include Kong and Exist.
Convene an average of 15 to 20 household surveys each day to gather comprehensive data and insights.
Prospect for potential clients by analyzing survey data to uncover promising leads.
The working area will be clearly defined and organized for the proposed groups to ensure efficient operations and collaboration.
Gather insights by engaging directly with specific target participants in focused, small-group conversations.
A small team of five members will be formed as part of this initiative.
A designated coordinator will be appointed to lead each individual small group, ensuring cohesive collaboration and clear direction throughout the group’s activities.
To assemble a comprehensive executive committee, you will be responsible for establishing a sizable leadership group comprising key stakeholders from various departments. This committee will serve as the central decision-making body, overseeing strategic initiatives and ensuring alignment with organizational goals. Your role will involve identifying and engaging appropriate members, defining clear roles and responsibilities, and fostering collaboration to drive effective governance and operational excellence.
Conduct a comprehensive two-week orientation program tailored for members of large groups.
Collect membership fees from participants in accordance with the directives outlined in the BRAD Ghana circular.
Input data for each group member into the mobile device or tablet, ensuring regular synchronization whenever feasible.
Schedule meetings by coordinating dates, times, and venues to ensure optimal attendance and adherence to organizational priorities.
To assemble a group, ensure a minimum of 15 members for Microfinance (MF) and 10 members for Agra-Finance, while adhering to a maximum of 30 members for MF and 20 members for Agra-Finance.
Upon the reduction of a group’s size due to member withdrawals or other circumstances, this role is responsible for welcoming and integrating new participants to ensure the group’s continued viability and cohesion.
Facilitate two to three collaborative group sessions daily.
• The meetings will take place at the following times: 8:30 AM, 9:30 AM, and 10:30 AM, with the schedule subject to adjustment based on office hours.
Arrive at the designated meeting location no less than fifteen minutes prior to the scheduled start time of the gathering.
• Organize team members into a U-shape formation, aligning them by small groups.
Responsible for accurately recording and maintaining student attendance in the official register, ensuring all entries are complete and up-to-date.
Engage in comprehensive consultations to address inquiries regarding loan applications as well as other relevant financial concerns.
Collect weekly installment deposits from designated small group leaders via the assigned small group cashiers, ensuring signatures are obtained on mobile devices for verification.
Returning to the office is required by 1:30 PM following the conclusion of the group meetings.
Cash received during group meetings conducted in proximity to a branch must be deposited at the branch prior to traveling to any subsequent meeting to mitigate the risk of theft.
Staff members must adhere strictly to established safety and security protocols when handling and transporting monetary funds.
Review all members’ loan proposals to ensure they are thoroughly discussed during group meetings.
Loan proposals are evaluated and approved through collective verbal voting in the presence of all group members.
A credit officer is responsible for systematically inputting all pertinent loan information—including application details and guarantor data sourced from DP Notes—into the digital system.
After confirming the accuracy of loan applications, determine and finalize the disbursement date, then promptly communicate this information to all relevant members.
Be physically present on the scheduled disbursement day to actively engage in the disbursement activities.
The credit officer is expected to participate in weekly, bi-weekly, or monthly group meetings and must guarantee the complete collection of all loan installments.
Cash receipts must be promptly submitted to the Branch Accountant, who is responsible for recording the deposited amount in the Daily Cash Report (DCR) and verifying the transaction with their signature.
Ensure prompt collection of any missed installments from the morning group meeting by conducting afternoon visits to the residences of borrowers or small group leaders.
In the afternoon, commence the process of gathering overdue payments, including late installments and those not yet billed (NBL), while also addressing any current outstanding balances.
Initiate the recovery process for loans that were previously written off should a former client seek to re-establish their relationship with BRAD.
• Attendance at the weekly staff meetings is required.
Compile daily, weekly, and monthly reports to provide comprehensive data summaries and insights for stakeholders.
Adhere strictly to all policies and procedures outlined by the BRAD Human Resources department.
• Perform additional duties as assigned by senior management in a timely and effective manner.
Maintain strict adherence to the Microfinance staff Code of Conduct and ensure all interactions with clients are conducted with the utmost respect.
Dedicate efforts to delivering exceptional service quality to clients, both in the field and at the branch location, ensuring their needs are met with professionalism and efficiency.
Demonstrate attentive listening to clients’ complaints, concerns, and opinions, ensuring all issues are acknowledged and addressed with suitable actions.
To foster a comprehensive safeguarding culture throughout every tier of the organization, the role will involve the implementation of the safeguarding policy.
Serve as a primary resource for providing support, guidance, and specialized knowledge on safeguarding to foster a secure work environment.
Ensures team members receive adequate training, guidance, and resource access to address and resolve identified issues in compliance with safeguarding policies and procedures.
Follow the established safeguarding reporting procedure without delay whenever a reportable incident occurs, and actively motivate colleagues to adhere to the same protocol.
• Must possess strong interpersonal skills to foster positive relationships with clients, team members, and stakeholders.
• Excellent analytical and problem-solving abilities to address complex challenges efficiently.
• Proficient in managing multiple priorities in a fast-paced environment while maintaining high attention to detail.
• Demonstrated expertise in [specific software/tool, if applicable, e.g., Microsoft Office Suite, CRM systems].
• Exceptional written and verbal communication skills to convey ideas clearly and concisely.
• Knowledge of [specific industry-related terms, e.g., accounting principles, compliance regulations].
• Ability to work collaboratively in a team setting and independently with minimal supervision.
• Strong organizational skills to plan, execute, and monitor projects effectively.
• Familiarity with [specific process or method, e.g., Agile methodologies, Six Sigma].
• Commitment to continuous learning and professional development.
A high school diploma or its equivalent, such as the West African Senior School Certificate Examination (WASSCE), is required.
Responsibilities include managing cash and bank transactions, preparing cash requisitions and certificates, and conducting bank reconciliation statements to ensure financial accuracy.
Proficient in utilizing Microsoft Word and Microsoft Excel applications.
• Requirement: A minimum of one year of professional experience within a Microfinance institution or other financial organization.
Familiarity with Microsoft Word and Microsoft Excel is required, as proficiency in these applications is essential for performing tasks efficiently.
Effectively communicates with clarity and professionalism, ensuring seamless interaction with colleagues and stakeholders at all levels.
Proficient in crafting clear, concise, and accurate written communications in English, including reports, articles, and documentation.
To apply for this position, please submit your application through the designated portal or email provided in the job posting. Ensure that all required documents, including your resume, cover letter, and any relevant certifications, are included. Follow the specified instructions regarding formatting and submission deadlines to ensure your application is considered. Should you require further details or encounter any issues during the application process, do not hesitate to reach out to the hiring contact listed in the job description.
To submit your application, please follow the outlined process below. Ensure all required documents, including your resume, cover letter, and any supporting materials, are prepared in advance. Carefully review the job posting to confirm you meet all specified qualifications and requirements before proceeding. Submit your application through the designated portal or email address provided in the posting, adhering to any stated deadlines. Should you encounter any issues during submission, promptly contact the hiring manager or HR representative for assistance. Double-check that your application is complete and error-free to enhance your chances of consideration.
Interested and qualified candidates are encouraged to submit their cover letters and CVs to [email protected] no later than 8 June 2026.
Please include the name of the position along with the preferred location in the subject line of your email.
Females are encouraged to apply for this opportunity to contribute their skills and expertise.
Qualifications
WASSCE
Experience Required
1 year
