We are seeking a highly motivated individual to join our team in the role of [Job Title]. The ideal candidate will possess a minimum of [X years] of experience in [relevant field/industry], along with a strong background in [specific skills or areas of expertise]. Proficiency in [software/tools/technologies] is essential, and familiarity with [industry standards or regulations] is highly desirable. Responsibilities include [list key duties, e.g., managing projects, analyzing data, developing strategies], with a focus on delivering measurable results and fostering collaboration across departments. The successful applicant will demonstrate exceptional problem-solving abilities, adaptability in dynamic environments, and a commitment to continuous learning and professional growth.
Duty stations include Kong and Exist.
Conduct between 15 and 20 household surveys on a daily basis.
Conduct thorough research of survey data to pinpoint prospective clients whose profiles align with the desired criteria.
Establish and clearly define the boundaries of the designated workspace for each proposed group to ensure efficient organization and workflow.
Engage in focused discussions with designated participants in a collaborative, small-group setting to gather insights, address concerns, and facilitate meaningful exchanges.
Composed of five members each, small groups are formed to facilitate collaboration and productivity in various initiatives.
A designated group leader will be appointed for each small group to facilitate coordination and ensure efficient operation.
A substantial management committee will be established to oversee the process.
Conduct a comprehensive two-week orientation program tailored for large group participants to ensure seamless integration and alignment with organizational standards.
Collect member admission fees from individuals in accordance with the directives outlined in the BRAD Ghana circular.
Compile and input group members’ admission details into the mobile device or tablet, ensuring timely synchronization of the information whenever feasible.
Coordinate meeting dates, times, and locations efficiently, ensuring alignment with participant availability and organizational requirements.
Assemble a team comprising no fewer than 15 participants for Microfinance (MF) projects and 10 for Agra-Finance initiatives, while ensuring the group does not exceed 30 members for MF or 20 for Agra-Finance assignments.
When group membership declines due to attrition or other circumstances, new members are welcomed to ensure the group maintains optimal size and functionality.
Facilitate two to three group meetings on a daily basis to ensure productive collaboration and progress tracking.
A structured schedule is in place for meetings, with the first session commencing at 8:30 AM, followed by the second at 9:30 AM, and the third at 10:30 AM. These timings are subject to adjustment based on office requirements.
Arrive at the designated meeting location no less than fifteen minutes prior to the scheduled start time of the group session.
Arrange group members in a U-shape formation, aligning them by designated small groups to facilitate optimal interaction and collaboration.
Maintain accurate attendance records in the register to ensure accountability and compliance with institutional policies.
Engage in comprehensive consultations regarding loan-related matters, as well as address inquiries pertaining to other financial or procedural concerns, ensuring clear and informative exchanges with clients.
• Weekly installment deposits will be gathered from small group leaders via their designated cashiers, with digital signatures collected on mobile devices.
Return from the group meetings to the office by 1:30 PM.
Cash collected from group meetings held in proximity to a branch must be deposited at that branch prior to traveling to another meeting to mitigate the risk of theft.
Staff members are required to adhere strictly to established safety and security protocols throughout the entire process of transporting funds.
Ensure all loan proposals submitted by members are thoroughly reviewed and deliberated upon during group meetings.
Accept loan proposals by conducting verbal votes among group members in attendance.
The credit officer is responsible for accurately entering all loan-related information into the digital system, including loan applications and guarantor details sourced from DP Notes.
After confirming the accuracy of loan applications, establish the disbursement date and promptly notify the respective members.
You must attend disbursement day in person to play an active role in the disbursement process.
The credit officer is required to participate in weekly, bi-weekly, or monthly group meetings and must guarantee full recovery of all loan installments.
Cash receipts must be promptly submitted to the Branch Accountant for deposit, with the corresponding amount recorded in the Daily Cash Report (DCR) and authenticated by the responsible individual’s signature.
If an installment payment is not received during the morning group meeting, promptly arrange to collect the outstanding amount in the afternoon by personally visiting the homes of the borrowers or the designated small group leaders.
In the afternoon, commence the process of collecting overdue payments, including late installments and NBL (non-interest-bearing loans), as well as current overdue amounts.
Should a former client whose loan was previously written off express interest in re-engaging with BRAD, the individual responsible will commence the process of reinstating and recovering the outstanding loan.
Attend the weekly team gatherings scheduled for all staff members.
Daily, weekly, and monthly reports are prepared to ensure accurate data compilation and timely distribution.
Adhere to all established HR policies and procedures as outlined by BRAD to ensure compliance and alignment with organizational standards.
Demonstrate the ability to promptly and effectively fulfill additional duties assigned by senior leadership as the need arises.
Consistently uphold the Microfinance staff Code of Conduct and ensure interactions with clients reflect professionalism and respect at all times.
We are committed to delivering exceptional service to clients both in the field and at the branch, ensuring their needs are met with the highest standards of professionalism and care.
Listen attentively to clients’ complaints, concerns, and opinions, ensuring thorough understanding before responding with suitable actions.
To foster a robust safeguarding culture throughout the institution, you will implement the safeguarding policy at all levels, ensuring its widespread adoption and adherence.
Serve as a primary resource for advice, counsel, and specialized knowledge on safeguarding practices to foster and maintain a secure working environment.
To guarantee that all team members receive proper training, support, and access to necessary resources, this role involves addressing and resolving issues in strict compliance with safeguarding policies and procedures.
In the event of any reportable incident, ensure adherence to the safeguarding reporting procedure, and actively promote its implementation among others.
• Proven expertise in [specific software/tools] and [industry-relevant technologies].
• Strong analytical and problem-solving skills to evaluate complex datasets and derive actionable insights.
• Excellent communication abilities to convey technical information clearly to diverse stakeholders.
• Experience with [relevant methodologies/frameworks, e.g., Agile, Six Sigma] and adherence to best practices.
• Proficiency in [programming languages, e.g., Python, SQL] and data visualization tools like Tableau or Power BI.
• Capacity to work independently and collaboratively in fast-paced, dynamic environments.
• Minimum [X] years of hands-on experience in [specific field/role].
• Bachelor’s degree (or higher) in [relevant discipline, e.g., Computer Science, Engineering, Business Analytics].
A high school diploma or equivalent qualification, such as a WASSCE certificate, is required.
Prepares cash and bank transactions, including cash requisitions, cash certificates, and bank reconciliation statements to ensure accurate financial records and compliance with organizational policies.
Proficiency in utilizing Microsoft Word and Microsoft Excel is required.
With a minimum of one year of hands-on experience in microfinance or within a financial institution, you bring valuable expertise to this role.
• Proficiency in utilizing Microsoft Word and Microsoft Excel is required.
• Must possess strong interpersonal and professional communication abilities.
Proficient in English writing and reporting, with strong command of language and communication.
If you are interested in applying for this position, kindly submit your application materials through the designated portal or follow the provided application instructions. Ensure that all required documents, including your resume, cover letter, and any applicable certifications, are included to be considered for the role. Applications will only be reviewed if they meet the specified criteria and are received by the stated deadline. Should you have any questions regarding the application process, do not hesitate to reach out to the hiring manager or recruitment team for further clarification.
As part of the application process, candidates are required to submit a comprehensive resume highlighting relevant qualifications and professional experience. Additionally, a cover letter outlining their interest in the position and how their skills align with the role’s requirements is mandatory. Applicants must also provide professional references upon request. All application materials should be submitted through the designated online portal by the specified deadline to ensure consideration.
Interested and qualified candidates are encouraged to submit their cover letters and CVs via email to [email protected] no later than June 8, 2026.
Kindly specify the desired position title and preferred work location in the subject line of the email.
Interested female candidates are strongly encouraged to submit their applications.
Qualifications
WASSCE
Experience Required
1 year
