We are currently seeking a motivated professional to fill the position with [Job Title]. The ideal candidate will possess a minimum of [X years] of relevant experience in [specific field or industry], along with a proven track record of success in [key responsibilities or skills]. A Bachelor’s degree in [relevant field] or an equivalent combination of education and experience is required. Strong analytical and problem-solving abilities, exceptional communication skills, and a collaborative mindset are essential for this role. Responsibilities include [list key duties, e.g., managing projects, leading teams, analyzing data], with a focus on delivering measurable results and driving operational efficiency. Proficiency in [specific tools, software, or methodologies] is highly desirable, as is the ability to adapt to evolving business needs. The successful candidate will work closely with cross-functional teams to achieve organizational goals while maintaining high standards of professionalism and integrity.
Duty stations for this position include Sweden and Aura Dunkwa.
• Organize and facilitate bi-weekly meetings with AIM savings groups.
Professionally collect savings deposits from participants enrolled in the AIM program.
Ensure that every savings transaction is accurately documented in both passbooks and digital platforms or the Digital Financial Assistant (DFA).
Accurately maintain detailed records of member savings, attendance, and participation to ensure comprehensive documentation and compliance.
Deposit savings into the designated branch office in strict accordance with established organizational protocols.
Ensure the secure handling and transportation of cash in strict compliance with established organizational protocols and procedures.
• Foster meaningful connections with AIM participants and promote consistent savings behaviors.
Coordinate with the AIM PA to manage meeting schedules, ensure participant attendance, and provide updates.
Facilitate seamless transitions and ongoing management of AIM groups within savings operations.
Provide periodic reports on savings performance and participant engagement to the Branch Manager.
Convene two to three group meetings each day to facilitate collaboration and progress updates.
The meeting schedule includes an initial session at 8:30 AM, followed by a second at 9:30 AM, and a third at 10:30 AM. These times may be adjusted to align with office hours as needed.
Arrive at the designated meeting location no later than 15 minutes prior to the scheduled start time of the group meeting.
Provide assistance in delivering Financial Literacy Training sessions as needed.
Educate participants on the importance of cultivating savings habits and provide information on the availability of Microfinance services for future financial needs.
Prepare eligible participants to transition into Microfinance groups upon completing the 18-month savings cycle.
• Facilitate the evaluation and onboarding of individuals who meet the criteria for loan eligibility.
Compile routine reports on a daily, weekly, and monthly basis covering the following areas:
We gather deposits from customers to build their financial reserves, ensuring secure and consistent growth of their savings through tailored collection strategies and personalized account management. This role requires a strong understanding of financial services, excellent communication skills to explain savings options clearly, and meticulous attention to detail to maintain accurate records and compliance with regulatory standards. Responsibilities include processing transactions, reconciling accounts, and providing exceptional customer service to encourage long-term savings habits.
Attendance is mandatory for all scheduled shifts, and punctuality is essential to maintain operational efficiency. Employees must adhere to the designated work hours and notify management in advance of any anticipated absences or delays, following the company’s attendance policy. Consistent attendance and reliability are critical to team performance and overall productivity.
Group performance is evaluated based on collective achievements, ensuring all team members contribute to shared objectives while aligning with organizational goals. Key metrics include efficiency, productivity, and the ability to meet or exceed targets as a unified entity. Collaboration, communication, and accountability among team members are essential to sustaining high performance and driving continuous improvement. Regular assessments and feedback mechanisms are utilized to identify strengths, address challenges, and foster a culture of excellence.
Demonstrates the capacity to facilitate smooth and effective transitions, ensuring operational continuity and alignment with organizational goals during periods of change. Assesses and adapts to evolving circumstances with agility, maintaining productivity and stakeholder confidence throughout the transition process.
Participate in scheduled staff meetings to provide current updates regarding field activities.
Report any operational concerns or safeguarding issues to management without delay to ensure timely resolution.
Responsibilities include facilitating thorough discussions of members’ loan proposals during scheduled group meetings to ensure all proposals are reviewed comprehensively.
Loan proposals are approved by the group members through verbal voting during the meeting.
The credit officer will be responsible for entering comprehensive loan data—including loan applications and guarantor information from DP Notes—into the digital system.
After confirming the details of the loan application, finalize the disbursement date and promptly notify the member of the decision.
Here’s the paragraph:
You must be physically present on the disbursement day to take an active role in the disbursement process.
The credit officer is required to participate in weekly, bi-weekly, or monthly group meetings and must guarantee the full collection of loan installments.
Collected funds are deposited into the Branch Accountant’s account, with the corresponding amount duly recorded in the Daily Cash Report (DCR) and verified with a signature.
Any installment not collected during the morning group meeting must be pursued in the afternoon, with borrowers or small group leaders visited at their residences to facilitate payment.
• Conduct follow-up on overdue payments, including late and NBL installments, in the afternoon alongside the processing of current overdue collections.
Should a client whose loan was previously written off express interest in rejoining BRAD, they will be responsible for initiating the loan recovery process.
Foster courteous and professional interactions with every participant at all times.
Listen attentively to participants’ feedback, including their complaints, concerns, and suggestions, and respond with suitable measures.
Adhere to all applicable HR policies and procedures established by BRAD to ensure compliance and alignment with organizational standards.
You must consistently comply with the organization’s Code of Conduct and safeguarding policies.
Execute any supplementary duties as directed by senior leadership.
• Foster and uphold a robust safeguarding culture across all AIM groups.
Our organization is committed to safeguarding participants by actively preventing abuse, exploitation, harassment, and discrimination, ensuring their safety and well-being at all times.
Report safeguarding incidents in accordance with established organizational protocols to ensure compliance and mitigate risks effectively.
Foster an environment that ensures safe and inclusive engagement for adolescent girls and young women.
Proficient in written and verbal communication, with a demonstrated ability to convey complex information clearly and concisely. Strong analytical skills, capable of evaluating data and identifying key insights to inform decision-making. Experience in managing multiple projects simultaneously while adhering to strict deadlines and maintaining high attention to detail. Thorough understanding of industry-specific software or tools, along with the capacity to adapt quickly to new technologies. Exceptional problem-solving abilities to address challenges efficiently and develop innovative solutions. Demonstrated leadership in guiding teams through collaborative efforts, fostering a productive and inclusive work environment.
A SHS certificate, specifically the WASSCE, is required for this position.
Seeking candidates with a minimum of twelve months of professional experience within a financial institution or a comparable industry setting.
• Prepare cash and bank transactions, including cash requisitions and cash certificates.
• Conduct bank reconciliation statements to ensure accuracy and alignment of financial records.
Demonstrates proficiency in utilizing Microsoft Word and Microsoft Excel applications effectively.
• Proficiency in Microsoft Word and Microsoft Excel is required.
• Exceptional interpersonal and professional communication abilities are essential.
Proficient in English with strong writing and reporting abilities.
Interested applicants should submit their application materials as outlined below. Please ensure all required documents are included and adhere to the specified submission guidelines. For further details regarding the application process or any inquiries, feel free to reach out to the designated contact person.
To submit your application, please follow the outlined process below. Begin by preparing your resume and a tailored cover letter highlighting your relevant experience and qualifications. Ensure all documents are formatted as PDFs and include your full name in the filename. Submit your application through our online portal by the specified deadline, and include a subject line that clearly states the position title. Upon submission, you will receive a confirmation email; if you do not receive one within 48 hours, please contact the hiring team to verify receipt.
Interested and qualified candidates are invited to submit their cover letters and résumés via email to [email protected] by no later than June 8, 2026.
Please specify the name of the position and preferred location in the subject line of your email.
Women are strongly encouraged to apply for this opportunity.
Qualifications
WASSCE
Experience Required
1 year
