We are seeking a highly motivated professional to join our team in the capacity of [Job Title]. The ideal candidate will possess a minimum of [X] years of relevant experience in [specific field/industry] and hold [required degree/certification, if applicable]. Proficiency in [specific software, tools, or technical skills] is essential, along with strong analytical, problem-solving, and communication abilities. Key responsibilities include [list key duties, e.g., managing projects, developing strategies, overseeing operations, etc.], collaborating with cross-functional teams, and ensuring adherence to organizational policies and industry standards. The successful applicant will demonstrate a commitment to continuous improvement, adaptability to evolving business needs, and a passion for delivering exceptional results in a fast-paced environment.
• Primary Work Locations: Sweden and Aura Dunkwa
Facilitate bi-weekly meetings with AIM savings groups to ensure consistent engagement and progress tracking.
• Accumulate savings deposits contributed by AIM participants.
Ensure that all savings transactions are accurately documented in both passbooks and digital platforms, including the Digital Financial Assistant (DFA).
Ensure meticulous documentation of members’ savings transactions, attendance logs, and participation records.
Deposit savings into the branch office in accordance with established organizational protocols.
Ensure that cash is handled and transported in strict adherence to established organizational safety protocols and guidelines.
• Foster meaningful connections with AIM participants while promoting consistent savings behaviors.
Coordinate meeting schedules, attendance records, and participant updates in collaboration with the AIM PA team.
Facilitate the seamless transition and administration of AIM groups within the savings operations framework.
Provide consistent reports on savings performance and participant engagement to the Branch Manager on a regular basis.
Convene between two and three group sessions daily, ensuring productive and engaging interactions while maintaining adherence to established schedules.
Conduct meetings at scheduled times, with the first meeting starting at 08:30 AM, the second at 09:30 AM, and the third at 10:30 AM. Note that these timings may be adjusted based on office hours and operational needs.
Arrive at the designated meeting location at least fifteen minutes prior to the scheduled start time of the group meeting.
Support the coordination and delivery of Financial Literacy Training (FLT) sessions as needed.
Educate participants on the importance of savings discipline while outlining future access to Microfinance services.
Facilitate the seamless transition of qualified participants into Microfinance groups upon the successful completion of the 18-month savings cycle.
Support the evaluation and enrollment processes for individuals who meet the criteria for loan eligibility.
Prepare comprehensive daily, weekly, and monthly reports covering key metrics, performance indicators, and operational data to provide actionable insights and support strategic decision-making.
Responsible for gathering funds from customers to build their savings accounts, ensuring accurate recording of all transactions while maintaining compliance with financial regulations and internal policies. Requires strong attention to detail and proficiency in basic accounting principles. Duties include processing deposits, verifying customer information, and addressing inquiries regarding savings contributions.
• Attendance
The collective achievements of the team, as measured by predefined metrics, must meet or exceed established targets, with a shared commitment to continuous improvement and accountability among all members.
Demonstrated capability to manage and execute a seamless transition process, ensuring minimal disruption and maximum efficiency throughout the changeover phase. Proven ability to assess current operations, identify key dependencies, and implement structured transition plans that align with organizational objectives and timelines. Skilled in coordinating cross-functional teams to facilitate smooth knowledge transfer, mitigate risks, and maintain productivity during periods of change. Experience in evaluating post-transition performance to confirm sustained operational effectiveness and continuous improvement.
Attend scheduled staff meetings to provide updates on field activities and ensure team alignment with ongoing developments.
Report any operational or safeguarding concerns to management without delay.
Responsible for facilitating thorough discussions of members’ loan proposals during group meetings to ensure all relevant aspects are reviewed and evaluated.
Loan proposals are approved when members present at the meeting cast their verbal votes in favor of the proposal.
The credit officer will be responsible for entering all pertinent loan data, including loan applications and guarantor information from DP Notes, into the digital system.
After confirming the accuracy of the loan application, finalize the disbursement date and promptly notify the member of the decision.
• Ensure attendance in person on the scheduled disbursement day to actively engage in the disbursement process.
The Credit Officer is required to participate in weekly, bi-weekly, or monthly group meetings and must ensure the full recovery of all loan installments.
Collected deposits are transferred to the Branch Accountant, who records the transaction in the Daily Cash Report (DCR) and affixes their signature to confirm completion.
If a borrower misses an installment during the morning group meeting, promptly follow up by collecting the payment during an afternoon home visit to the borrower or a small group leader.
In the afternoon, commence the process of gathering both late and non-interest-bearing loan (NBL) installments, alongside collecting any current overdue payments.
• Should former clients wish to re-engage with BRAD, initiate the process of recovering previously written-off loans from these individuals.
Foster professional and courteous interactions with all participants at all times.
Listen attentively to participants’ feedback, including their complaints, concerns, and suggestions, and respond with suitable measures.
Adhere to all policies and procedures outlined in the BRAD Human Resources framework.
Ensure strict compliance with the organization’s established Code of Conduct and safeguarding policies.
Execute any supplementary duties as may be directed by senior leadership.
Foster and uphold a robust safeguarding culture across all AIM groups.
Safeguard participants against any form of abuse, exploitation, harassment, or discrimination by implementing proactive measures and maintaining a vigilant oversight of their well-being.
You are responsible for documenting and escalating safeguarding incidents in strict adherence to established organizational protocols and guidelines.
Facilitate environments that ensure secure and equitable engagement for adolescent girls and young women, fostering a sense of belonging and empowerment throughout their participation.
Required skills include proficiency in Microsoft Office Suite, particularly Excel and Word, with advanced capabilities for data analysis and report generation. Strong written and verbal communication skills are essential for interacting with stakeholders and conveying complex information clearly. Candidates should possess problem-solving abilities to address challenges efficiently and collaborate effectively within cross-functional teams. Experience in project management methodologies, such as Agile or Scrum, is preferred, along with familiarity with CRM systems like Salesforce. A bachelor’s degree in business administration, computer science, or a related field is typically required, and prior experience in a similar role is highly desirable.
A high school diploma or its equivalent, such as the WASSCE certificate, is required for this position.
A minimum of one year’s professional experience within a financial institution or an analogous field is required.
Handles cash and bank transactions, including preparing cash requisitions, cash certificates, and bank reconciliation statements.
Proficient in utilizing Microsoft Word and Microsoft Excel applications.
Proficient in using Microsoft Word and Microsoft Excel is required.
• Demonstrates strong interpersonal and professional communication abilities.
Demonstrates exceptional proficiency in English, with strong abilities in composition, editing, and clear communication. Capable of producing detailed reports and compelling written content with accuracy and precision.
To submit your application, please follow the outlined process to ensure all materials are received promptly. Ensure you include a comprehensive resume, a tailored cover letter highlighting your qualifications, and any additional documents as specified in the job posting. Be sure to adhere to the application deadline and provide any required references or certifications. Double-check that all submissions meet the outlined criteria to avoid any delays in processing.
To submit your application, please follow the outlined process carefully. Ensure all required documents are included, as incomplete submissions may not be considered. Additionally, adhere to the specified deadlines to avoid missing the opportunity. For further inquiries, do not hesitate to contact the provided support channels for clarification.
Interested candidates are invited to submit their cover letters and CVs to [email protected] no later than June 8, 2026.
Please include the job title and preferred location in the subject line of your email.
Females are strongly encouraged to submit their applications for this position.
Qualifications
WASSCE
Experience Required
1 year
