We are seeking a highly motivated professional to join our team as [Job Title]. The ideal candidate will possess a [required degree or certification] along with [X years] of experience in [relevant field or industry]. Proficiency in [specific software, tools, or methodologies] is essential, as is the ability to [key skill or responsibility]. The role requires strong analytical and problem-solving capabilities, excellent communication skills, and a proven track record of [specific achievement or responsibility]. Key duties include [list major responsibilities], with a focus on [specific goal or outcome]. The successful candidate will collaborate with cross-functional teams to [specific team objective], ensuring alignment with organizational objectives.
Duty stations for this position include Kong and Exist.
Conduct between 15 and 20 household surveys on a daily basis.
Conduct market analysis to pinpoint prospective clients by leveraging survey findings, ensuring alignment with strategic outreach initiatives.
Proposed groups will have designated working zones marked to define boundaries.
• Discuss with the identified target members in small groups
• Collaborate with four other professionals to form focused teams of five individuals each.
Select a suitable individual to serve as the group leader for each small group.
• Establish and lead a comprehensive group management committee to oversee organizational operations and strategic initiatives.
Conduct a comprehensive two-week orientation program tailored for large groups of new members to ensure seamless integration and alignment with organizational protocols.
• Obtain the membership admission fee from members in accordance with the guidelines outlined in the BRAD Ghana circular.
Enter group members’ admission details into the mobile phone or tablet and synchronize the data whenever connectivity is available.
Efficiently coordinate meeting schedules by determining optimal dates, times, and venues to ensure maximum attendance and productivity.
Assemble groups comprising between 15 and 30 participants for Microfinance (MF) initiatives, and between 10 and 20 participants for Agra-Finance projects, ensuring compliance with the established size parameters.
Skilled professionals must enroll new participants when group size diminishes due to attrition or other circumstances.
Facilitate two to three group sessions daily to engage participants effectively and advance project objectives.
A structured schedule is established for meetings, with the first session commencing at 08:30 AM, the second at 09:30 AM, and the third at 10:30 AM. These timings may be adjusted to align with office hours as needed.
Arrive at the designated meeting location fifteen minutes prior to the scheduled start time of the group meeting.
Arrange group members in a U-shaped formation, ensuring each smaller group is positioned accordingly.
Responsible for accurately documenting student attendance in the official register at the commencement of each session. Ensures all entries are complete, up-to-date, and comply with institutional attendance policies.
We welcome the opportunity to address inquiries regarding loan-related matters as well as any other pertinent topics.
Collect weekly installment deposits from designated small group leaders via the assigned small group cashiers, ensuring that each transaction is accompanied by a signature captured on a mobile device.
After concluding the collective meetings by 1:30 PM, employees are required to return to the office.
Cash received from group meetings held in proximity to a branch must be deposited at that branch prior to proceeding to any additional meetings, as a precautionary measure against potential robbery risks.
Staff members are required to comply with all established safety and security protocols during the transport of funds to ensure the protection of both personnel and assets.
Review loan proposals submitted by members to ensure they are thoroughly evaluated during group meetings.
Review and approve loan proposals based on collective verbal voting conducted among group members to ensure transparent decision-making processes.
The credit officer is responsible for accurately entering all loan-related information, including loan applications and guarantor details from DP Notes, into the digital system.
After confirming the validity of loan applications, establish the disbursement date and promptly notify the relevant members of the finalized schedule.
Must attend the disbursement day in person to actively engage in the distribution process.
The credit officer is responsible for participating in weekly, bi-weekly, or monthly group meetings while maintaining a 100% recovery rate for loan installments.
Cash received must be promptly submitted to the Branch Accountant, who will then record the deposited amount in the Daily Cash Report (DCR) and authenticate the entry with their signature.
Any installments not collected during the morning group meeting must be pursued in the afternoon by visiting the homes of borrowers or small group leaders to facilitate payment.
• Conduct follow-up on overdue accounts, including late and NBL installments, in the afternoon alongside the processing of current overdue collections.
To reactivate loans for clients previously written off, should they seek to re-engage with BRAD, will be your responsibility.
Attend the weekly staff meetings as scheduled.
Compile and generate daily, weekly, and monthly reports in a structured and timely manner to provide accurate insights and data-driven summaries for stakeholders.
Adhere to all applicable policies and procedures established by BRAD’s Human Resources department in the execution of duties.
Support all directives and tasks assigned by senior leadership promptly and effectively.
Abide consistently by the Microfinance staff Code of Conduct while maintaining a professional and courteous demeanor toward all clients.
Dedicate effort to delivering exceptional service quality both in the field and at the branch to ensure client satisfaction.
Demonstrate attentive listening to clients’ complaints, concerns, and feedback, and respond with suitable actions to address their needs effectively.
To foster a comprehensive safeguarding culture throughout the organization, develop and enforce the safeguarding policy across all institutional levels.
Serve as a primary resource for safeguarding guidance and expertise, ensuring the creation of a secure and compliant working environment.
To ensure team members receive adequate training, support, and resource access, this role involves addressing and resolving issues in alignment with safeguarding policies and procedures.
In the event of any reportable incident, adhere to the established safeguarding reporting procedure and actively encourage others to follow suit.
Skilled in effectively managing multiple priorities within a fast-paced environment. Proficient in utilizing advanced software and tools to streamline workflows and enhance productivity. Strong analytical abilities to assess complex situations and develop innovative solutions. Excellent verbal and written communication skills to collaborate seamlessly with teams and stakeholders. Capable of adhering to strict deadlines while maintaining high levels of accuracy and attention to detail.
A minimum qualification of a Senior High School Certificate (WASSCE) is required.
• Prepare cash and bank-related transactions, including cash requisitions and cash certificates.
• Conduct bank reconciliation statements to ensure accurate financial records.
Proficient in utilizing Microsoft Word and Microsoft Excel applications, with a solid understanding of their functions and capabilities.
With a minimum of one year of hands-on experience in the Microfinance or financial institution sector, you bring a solid foundation to this role.
Proficiency in Microsoft Word and Microsoft Excel is essential.
Possesses strong interpersonal and written communication abilities to convey ideas clearly and professionally.
Proficient in crafting clear, accurate, and engaging written content in English, with a strong command of reporting standards and communication protocols.
To submit your application, please follow the outlined process. Begin by preparing all necessary documentation and information as specified in the requirements. Ensure your application is complete and accurate before proceeding. Submit your materials through the designated portal or contact method provided. Follow any additional instructions carefully to avoid delays in processing your application.
To submit your application, please follow the outlined process to ensure all required materials are included and reviewed promptly. Begin by preparing a tailored resume and cover letter that highlight your relevant experience and qualifications for the position. Ensure these documents are up-to-date and free of errors. Next, review the application instructions carefully to confirm the submission method, whether through an online portal, email, or postal mail, and adhere to any specified formatting or file requirements. Submit all requested materials by the designated deadline to avoid disqualification. If applicable, include any additional documents, such as references, writing samples, or certifications, as instructed. Finally, confirm receipt of your application and follow up if necessary to express your continued interest in the role.
Qualified and interested candidates are invited to submit their cover letters and CVs to [email protected] by 8 June 2026 at the latest.
PLEASE STATE THE NAME OF THE POSITION AND PREFFERED LOCATION AS SUBJECT OF MAIL.
Women are strongly encouraged to submit their applications for this opportunity.
Qualifications
WASSCE
Experience Required
1 year
