Seeking a skilled professional to join our team as a [Job Title]. The successful candidate will spearhead [key responsibility], ensuring all projects are completed within specified timelines while adhering to industry standards. A minimum of [X] years of experience in [relevant field] is required, along with proficiency in [specific skills or tools]. Responsibilities include [responsibility 1], [responsibility 2], and [responsibility 3]. The ideal candidate must exhibit strong analytical abilities, exceptional problem-solving skills, and the capacity to collaborate effectively within a dynamic team environment. Additionally, [additional requirement, if applicable].
Duty station responsibilities include assignments in Kong and Exist.
Conduct between 15 and 20 household surveys daily.
• Develop targeted client outreach strategies using survey data to pinpoint high-potential leads.
Establish clear boundaries for the designated working zones of each proposed team.
Engage in focused discussions with designated target members, facilitating meaningful interactions within smaller group settings to gather insights and perspectives.
A team of five individuals will be organized to collaborate on projects.
A designated leader will be chosen to oversee each small group, ensuring effective coordination and guidance throughout the project’s duration.
A substantial committee focused on group management will be established.
Conduct a comprehensive two-week orientation program designed to integrate new members into large groups seamlessly.
• Gather membership admission fees from constituents in accordance with the guidelines set forth in the BRAD Ghana circular.
Enter members’ admission information into the mobile phone or tablet and synchronize the data whenever feasible.
Schedule and coordinate meeting dates, times, and venues as required to ensure efficient planning and execution of internal and external gatherings.
Assemble a team comprising between 15 and 30 individuals for Microfinance (MF) initiatives and between 10 and 20 members for Agra-Finance projects.
Upon identifying a reduction in group size due to member attrition or other circumstances, facilitate the onboarding of new participants to ensure the group maintains adequate participation levels.
Convene between two and three group sessions daily.
The schedule for meetings is as follows: the first meeting at 8:30 AM, the second at 9:30 AM, and the third at 10:30 AM. Adjustments to these times may be made based on office availability.
Arrive at the designated meeting location no later than 15 minutes prior to the scheduled start time of the group meeting.
Arrange group members in a U-shaped formation, ensuring alignment with their designated small groups.
Responsibilities include maintaining accurate attendance records in the register, ensuring all entries are up-to-date and meticulously documented for review.
Engage in comprehensive discussions regarding loan-related matters, as well as address any additional pertinent issues that may arise.
Collect weekly installment deposits from designated small group leaders via the respective small group cashiers while securing signatures on a mobile device.
Return from the office-based collective meetings no later than 1:30 PM.
Cash received from group meetings conducted in proximity to a branch must be deposited at the branch office before moving on to the next scheduled meeting to mitigate the risk of robbery.
Staff members are expected to adhere strictly to established safety and security protocols throughout the entire process of transporting funds.
Review all member-submitted loan proposals to ensure they are thoroughly evaluated and presented during the designated group meetings.
Loan proposals are evaluated and accepted by obtaining verbal endorsements from group members during collective meetings.
A credit officer is responsible for accurately inputting all loan-related information—including loan applications and guarantor details from DP Notes—into the digital system.
After confirming the completeness and accuracy of loan applications, establish the disbursement date and promptly notify the respective members of the scheduled transaction.
You must attend the disbursement day in person to actively participate in the disbursement process.
The credit officer is expected to participate in weekly, bi-weekly, or monthly group meetings while maintaining full recovery of loan installments.
Cash deposits must be promptly submitted to the Branch Accountant, accompanied by a signed entry in the Daily Cash Report (DCR) to verify the deposited amount.
In the event an installment is not paid during the morning group meeting, proceed to collect the outstanding amount in the afternoon by conducting house visits to borrowers or small group leaders.
In the afternoon, commence the collection of overdue payments, including both late and non-interest bearing loan installments, in addition to current delinquent balances.
Should a client whose loan was previously written off express interest in rejoining BRAD as a customer, the individual will be responsible for initiating the loan recovery process.
Attend the weekly staff meetings without fail, ensuring active participation and contribution to the discussions.
Compile and submit comprehensive reports on a daily, weekly, and monthly basis to ensure accurate documentation and tracking of essential metrics.
Adhere to all policies and procedures established by BRAD Human Resources to ensure compliance and consistency in all employment-related matters.
Demonstrate the ability to promptly and effectively carry out any additional tasks assigned by senior leadership.
Always maintain strict compliance with the Microfinance staff Code of Conduct and interact with clients in a consistently professional and respectful manner.
Dedicate yourself to delivering exceptional service quality to clients, whether they engage with you in the field or at the branch.
Listen attentively to clients’ complaints, concerns, and opinions, then determine and implement suitable actions to address their feedback effectively.
• Foster a comprehensive safeguarding culture throughout every level of the organization through the execution of the safeguarding policy.
• Serve as a primary resource for safeguarding guidance and expertise, ensuring the establishment of a secure working environment.
Ensure all team members receive adequate training, support, and necessary resources to address and resolve issues, strictly adhering to the safeguarding policy and procedure.
Adhere to established safeguarding reporting protocols whenever a notifiable incident occurs, and actively promote adherence to these procedures among colleagues.
Proficient in Microsoft Office Suite, including advanced Excel for data analysis and reporting. Demonstrated ability to manage multiple priorities in a fast-paced environment while maintaining meticulous attention to detail. Strong communication skills, both written and verbal, essential for cross-functional collaboration and stakeholder engagement. Experience with project management tools, such as Asana or Trello, is preferred. Familiarity with CRM systems, including Salesforce, and proficiency in SQL for database queries are highly desirable. Exceptional organizational skills and the capacity to meet deadlines with efficiency are mandatory.
Applicants must possess a Senior High School Certificate, specifically the West African Senior School Certificate Examination (WASSCE), as the minimum educational qualification.
Responsibilities include managing cash and bank transactions, preparing cash requisitions and cash certificates, as well as generating bank reconciliation statements.
Proficient in utilizing Microsoft Word and Microsoft Excel applications.
Seeking candidates with a minimum of one year of relevant experience in the microfinance or financial services sector.
Proficient in utilizing Microsoft Word and Microsoft Excel.
• Demonstrates strong verbal and written communication abilities.
Proficient in English writing and reporting is required.
Interested applicants should submit their application materials as outlined below. Please ensure all required documents are included and adhere to the specified submission guidelines. For further details regarding the application process or any inquiries, feel free to reach out to the designated contact person.
To submit your application, please follow the specified process outlined below. Ensure all required materials are included in your submission to avoid any delays in processing. Applications should be sent to the designated email address or portal as instructed in the job posting. The deadline for submission is strictly enforced, so be sure to submit your materials well in advance of the cutoff date. Late applications will not be considered under any circumstances.
All interested qualified candidates must submit their cover letters and CVs via email to [email protected] no later than June 8, 2026.
Please indicate the position title and preferred work location in the subject line of your email.
Females are strongly encouraged to submit their applications for this opportunity.
Qualifications
WASSCE
Experience Required
1 year
