Crafts a comprehensive listing of essential duties, qualifications, and expectations for the vacant position, delineating key responsibilities, required skills, and professional standards needed to excel in the role. Identifies core tasks such as project management, team collaboration, and technical expertise pertinent to the industry, alongside educational credentials, work experience, and specialized competencies necessary for success. Outlines performance metrics and reporting structures to ensure alignment with organizational objectives, while emphasizing adherence to company policies and industry regulations.
• Work Location: Sweden and Aura Dunkwa
Facilitate bi-weekly meetings with AIM savings groups to provide guidance and support.
• Facilitate the receipt of savings deposits from AIM participants.
Ensure all savings transactions are accurately entered into both passbooks and digital systems/DFA platforms.
Responsibilities include meticulously documenting member savings, attendance, and participation to ensure precise and up-to-date records.
Deposit savings into the branch office, adhering to established organizational protocols and procedures.
Ensure cash is handled and transported safely in strict compliance with the organization’s established procedures.
Develop and maintain robust connections with AIM participants, fostering consistent savings behaviors and cultivating a culture of financial discipline among them.
Coordinate meeting schedules, attendance, and participant updates in collaboration with the AIM Program Administrator (PA). Ensure seamless communication and alignment on all meeting-related details to facilitate smooth coordination and decision-making processes.
Ensure seamless transition and ongoing administration of AIM groups within savings operations.
• Provide regular reports to the Branch Manager regarding the progress of savings initiatives and participant involvement.
Facilitate two to three group meetings daily, ensuring productive discussions and effective engagement among participants.
The meeting schedule is structured as follows: the first session at 8:30 AM, the second at 9:30 AM, and the third at 10:30 AM, with the possibility of adjustments contingent upon office hours.
Arrive at the designated meeting location no later than 15 minutes prior to the scheduled start time of the group meeting.
Provide assistance in delivering Financial Literacy Training (FLT) sessions as needed.
Educate participants in cultivating disciplined savings practices while ensuring their preparedness for future engagement with Microfinance services.
Facilitate the seamless transition of qualified participants into Microfinance groups following the conclusion of the 18-month savings cycle.
Assist in evaluating and facilitating the enrollment of individuals deemed ready for loan approval.
Compiles and generates routine reports on a daily, weekly, and monthly basis to track key metrics and performance indicators.
• Savings collection
Attendance is mandatory for all scheduled shifts, with punctuality and reliability being essential to the role. Employees must adhere to the company’s attendance policy, ensuring they arrive on time and notify management promptly of any unavoidable absences or scheduling conflicts. Consistent attendance is critical to maintaining team productivity and meeting operational demands, and repeated tardiness or absences may result in disciplinary action. Remote roles require adherence to virtual attendance protocols, including logging in during designated hours and being reachable during scheduled availability.
Achieving collective targets and enhancing team productivity are central responsibilities. It involves collaborating with colleagues to meet departmental objectives, ensuring consistent progress toward shared goals. Success in this role demands active participation in team initiatives, a commitment to supporting peers, and a proactive approach to resolving challenges together. Strong interpersonal skills and a collaborative mindset are essential to foster a productive and cohesive work environment.
We are seeking a skilled professional to oversee and facilitate the transition readiness process, ensuring seamless integration and alignment with organizational objectives. The ideal candidate will possess a proven ability to manage complex transitions, including system upgrades, process improvements, and organizational restructures. Responsibilities include assessing current states, identifying gaps, identifying risks, developing actionable transition plans, and coordinating cross-functional teams to execute these plans efficiently. Strong project management, analytical, and communication skills are essential, along with experience in change management frameworks. Proficiency in relevant tools and methodologies to track progress and measure success is required. The role demands adaptability, problem-solving acumen, and a commitment to driving sustainable change.
You are expected to actively participate in staff meetings, providing timely updates from the field.
Promptly escalate any operational or safeguarding issues to management for review and resolution.
Attendees will review and deliberate on members’ loan proposals during scheduled group meetings to ensure thorough evaluation and decision-making.
• Loan proposals are approved via verbal votes cast in the presence of all group members.
The credit officer will input all loan-related information, including loan applications and guarantor details from DP Notes, into the digital system.
• Fix a disbursement date after verifying loan application and inform the member accordingly
• Be present in person on disbursement day participate in disbursement process
The credit officer is expected to consistently participate in weekly, bi-weekly, or monthly group meetings while maintaining a stringent focus on achieving a complete recovery of all loan installments.
Collected funds are deposited into the Branch Accountant’s account and meticulously recorded in the Daily Cash Report (DCR), with a formal signature affixed to validate the entry.
In the event that any payment is not received during the morning group meeting, arrange for the collection of the payment in the afternoon by visiting the homes of borrowers or their small group leaders.
• Conduct late and NBL installment collections in the afternoon, ensuring all overdue payments are addressed.
Should a client whose loans have been written off express interest in rejoining BRAD, the individual will be responsible for initiating the loan recovery process.
Build and sustain courteous, professional connections with every participant involved in the initiative, ensuring interactions reflect respect and high standards of conduct at all times.
Listen attentively to participants’ concerns, complaints, and input, and respond with suitable measures as needed.
Adhere to all protocols and guidelines established by BRAD Human Resources to ensure compliance with organizational policies.
Uphold the established Code of Conduct and safeguarding policies of the organization at all times.
Execute all other duties as directed by senior leadership as required.
• Establish and maintain a safeguarding culture within all AIM groups.
Safeguard participants against any form of abuse, exploitation, harassment, or discrimination, ensuring their safety and well-being at all times.
Safeguarding incidents must be reported in compliance with established organizational protocols to ensure timely and appropriate responses.
Promote the safe and inclusive participation of adolescent girls and young women to ensure their full engagement and well-being.
REQUIRED SKILLS:
A high school certificate, specifically WASSCE, is required.
A minimum of one year of professional experience within a financial institution or a comparable field is required.
Handles daily cash and bank transactions, ensuring accuracy and compliance with financial policies. Prepares cash requisitions and cash certificates, and maintains bank reconciliation statements to verify financial records and resolve discrepancies.
Proficient in using Microsoft Word and Microsoft Excel applications.
• Proficient in using Microsoft Word and Microsoft Excel
Proficient verbal and written communication abilities are essential to convey ideas clearly and collaborate efficiently with team members and stakeholders.
Proficient in crafting clear, concise, and grammatically accurate written communications in English, with a strong command of grammar, syntax, and style. Demonstrates expertise in researching, synthesizing, and presenting information effectively through various written formats, including reports, articles, and documentation.
To apply for this position, kindly submit your application through the designated submission portal outlined in the job posting. Ensure all required documents, including your resume, cover letter, and any additional materials, are attached or uploaded as specified. Should you encounter any difficulties during the application process, utilize the contact information provided for assistance.
Interested candidates should submit their application materials, including a resume and cover letter, detailing their qualifications and relevant experience. The application process may require additional documentation, such as references or writing samples, depending on the position. Ensure all materials are submitted by the specified deadline to be considered for the role. Incomplete or late applications will not be reviewed. For inquiries regarding the application process, contact the hiring team directly.
Interested and qualified candidates are encouraged to submit their cover letters and résumés to [email protected] no later than June 8, 2026.
PLEASE STATE THE NAME OF THE POSITION AND PREFFERED LOCATION AS SUBJECT OF MAIL.
Females are strongly encouraged to submit their applications for this opportunity.
Qualifications
WASSCE
Experience Required
1 year
