We are currently seeking a highly skilled and motivated individual to fill the role of [Job Title]. The ideal candidate will possess a minimum of [X years] of relevant experience in [specific field/industry], along with a proven track record of success in [key responsibilities or skills]. A strong educational background in [relevant degree or certification] is required, and additional qualifications such as [specific certifications or skills] are highly desirable. The successful applicant will be responsible for [core duty 1], [core duty 2], and [core duty 3], among other tasks. Key competencies include [essential skill 1], [essential skill 2], and [essential skill 3], with a demonstrated ability to [specific achievement or outcome]. Excellent communication and interpersonal skills are essential, as the position involves [collaboration/interaction details]. Proficiency in [specific software/tools] is a must, and familiarity with [industry-specific standards/practices] is preferred. This role offers the opportunity to contribute to [company goal or project], and the selected candidate will work closely with [team/department name] to achieve [specific objectives].
Duty Station: Sweden and Aura Dunkwa
Facilitate bi-weekly meetings with AIM savings groups on a consistent schedule.
Responsibilities include gathering savings deposits from AIM participants.
Ensure accurate documentation of all savings transactions within passbooks as well as digital platforms and DFA systems.
• Ensure meticulous documentation of members’ savings, attendance, and engagement metrics.
Deposits of collected savings must be submitted to the branch office in accordance with established organizational protocols.
Ensure the secure handling and transit of cash in strict compliance with established organizational protocols.
Foster meaningful connections with AIM participants while promoting consistent savings behaviors.
Coordinate with AIM PA to manage meeting schedules, ensure attendance, and update participants as required.
Facilitate seamless transitions and ongoing management of AIM groups within savings operations.
Provide periodic reports on savings outcomes and participant involvement to the Branch Manager.
Convene between two and three group sessions daily.
• The meetings are currently scheduled for 08:30 AM, 09:30 AM, and 10:30 AM, though adjustments may be made depending on office hours.
Arrive at the designated meeting location no later than 15 minutes prior to the scheduled start time of the group meeting.
Assist in the delivery of Financial Literacy Training (FLT) sessions as needed.
Educate participants on the principles of savings discipline while ensuring they understand the potential for future access to Microfinance services.
• Provide support to qualifying participants to facilitate their seamless transition into Microfinance groups following the conclusion of the 18-month savings cycle.
Facilitate the evaluation and integration of individuals who meet the criteria for loan eligibility into the onboarding process.
Compile regular reports on a daily, weekly, and monthly basis, covering key metrics and performance indicators to provide timely insights and support data-driven decision-making.
We actively seek a dedicated professional to oversee and enhance our savings collection initiatives, ensuring efficient and customer-centric processes. The ideal candidate will be responsible for managing transaction flows, maintaining accurate records, and adhering to regulatory compliance while driving process improvements. Proficiency in financial systems, strong analytical skills, and exceptional attention to detail are essential requirements. Additionally, the role demands effective communication to collaborate with stakeholders and provide clear reporting on savings performance metrics.
• Consistent and punctual attendance is required.
Drives the collective success of the designated team by establishing clear objectives, aligning individual efforts with broader organizational goals, and fostering a collaborative environment where members are motivated to achieve and exceed targets. Requires the ability to measure progress through key performance indicators, provide constructive feedback, and implement strategies to enhance productivity and cohesion. Must demonstrate strong leadership in setting priorities, resolving conflicts, and ensuring accountability across the group.
Demonstrated ability to facilitate seamless transitions between phases of a project or process, ensuring operational continuity and minimizing disruption to workflows. Responsible for assessing readiness benchmarks, identifying potential gaps, and implementing corrective measures to maintain momentum and achieve strategic objectives. Requires strong analytical skills to evaluate current capabilities, align resources with upcoming demands, and adapt strategies to evolving conditions. Must possess excellent communication and coordination abilities to align stakeholders, clarify expectations, and support teams through periods of change. Familiarity with change management frameworks and transition planning tools is highly advantageous.
• Participate in staff meetings to provide updates from the field.
Promptly escalate any operational or safeguarding concerns to management for immediate review and action.
Facilitate thorough review and discussion of members’ loan proposals during scheduled group meetings to ensure comprehensive evaluation and informed decision-making.
Loan proposals are approved based on collective verbal voting among all participating group members.
The credit officer is responsible for entering all pertinent loan details, including loan applications and guarantor information from DP Notes, into the digital system.
After confirming the loan application details, establish a disbursement date and promptly notify the member.
You will be required to attend in person on disbursement day to take part in the disbursement process.
The credit officer is required to participate in weekly, bi-weekly, or monthly group meetings and is responsible for ensuring the full recovery of all loan installments.
Collected funds are deposited into the Branch Accountant’s custody, and the transaction amount is accurately recorded in the Daily Cash Report (DCR), with a mandatory signature affixed to validate the entry.
Any missed installments during the morning group meeting must be followed up in the afternoon with visits to the borrowers’ or small group leaders’ homes to collect the payment.
Initiate the collection of overdue and NBL installments in the afternoon, alongside the processing of current overdue payments.
To begin the process of loan recovery for clients whose loans have been written off, provided they seek to re-engage with BRAD as customers.
Foster professional and respectful interactions with every participant at all times.
• Listen to participants’ complaints, concerns, and suggestions and take appropriate action.
Adhere to the established HR policies and procedures outlined by BRAD to ensure compliance and organizational consistency.
Comply with the established Code of Conduct and safeguarding policies of the organization.
Execute any supplementary duties delegated by senior leadership as needed.
Develop and uphold a robust safeguarding culture across all AIM groups.
To safeguard participants, this role mandates the strict enforcement of policies that prevent abuse, exploitation, harassment, and discrimination, thereby fostering a secure and respectful environment for all involved.
You are responsible for documenting and escalating safeguarding incidents in compliance with established organizational protocols and guidelines.
Facilitate environments where adolescent girls and young women can engage safely and inclusively, ensuring their active participation at all levels.
Must demonstrate proficiency in Java, Python, or C++, alongside experience with cloud platforms such as AWS, Azure, or Google Cloud. Familiarity with DevOps practices, including CI/CD pipelines and infrastructure as code, is essential. Knowledge of SQL and NoSQL databases is required, along with strong problem-solving abilities and collaboration in Agile environments. Excellent communication skills are necessary to articulate technical concepts to non-technical stakeholders.
A high school diploma or its equivalent, specifically the West African Senior School Certificate Examination (WASSCE), is required for consideration.
A minimum of one year of professional experience in a financial institution or a comparable sector is required.
• Prepare and manage cash and bank transactions, including the preparation of cash requisitions and cash certificates.
• Conduct regular bank reconciliation statements to ensure accuracy and alignment of financial records.
• Proficiency in using Microsoft Word and Microsoft Excel applications is required.
Proficient in utilizing Microsoft Word and Microsoft Excel to manage data, create reports, and perform analytical tasks efficiently.
Demonstrates strong interpersonal and professional communication abilities, both verbally and in writing, to convey ideas clearly and collaborate effectively with stakeholders.
Proficient in crafting clear, concise, and accurate written reports, articles, and communications in English, with a strong command of grammar, syntax, and professional tone.
To initiate the application process, please follow the provided instructions for submission. Ensure all required documentation and details are accurately included to facilitate a thorough review of your candidacy. Your application will be evaluated based on the completeness and relevance of the information provided, in accordance with the outlined criteria.
To submit your application, please follow the provided instructions thoroughly. Ensure all required documents are included and formatted correctly. Your application should clearly demonstrate how your qualifications align with the position’s demands. Pay close attention to any specified deadlines to avoid disqualification. If additional information is requested, respond promptly and accurately.
Qualified and interested applicants are encouraged to submit their cover letters and CVs to [email protected] by no later than June 8, 2026.
Please include the position title and preferred location in the email subject line.
Females are strongly encouraged to submit their applications for this opportunity.
Qualifications
WASSCE
Experience Required
1 year
