We are seeking a highly motivated individual to join our team as a [Job Title]. The ideal candidate will possess a strong background in [relevant field/industry] along with proven experience in [specific skills or responsibilities]. Key responsibilities include [detailed responsibilities], ensuring [specific outcomes or goals]. Proficiency in [essential tools, software, or technical skills] is required, and the ability to [specific soft skills or competencies] will be highly advantageous. Experience in [industry-specific or role-specific experience] is preferred, though not mandatory. The successful candidate will demonstrate exceptional organizational skills, the capacity to work under pressure, and a commitment to delivering high-quality results. Collaboration with cross-functional teams and adherence to project deadlines are essential to this role.
Duty stations include Kong and Exist.
Responsibilities include administering 15 to 20 household surveys daily to gather comprehensive data for analysis and reporting.
Identify prospective clients by analyzing survey findings to uncover opportunities for engagement and partnership.
To establish clear boundaries for the designated working areas of proposed groups.
Engage in focused discussions with selected target members in smaller group settings to gather insights and feedback.
A team of up to five members will be assembled to collaborate on assigned tasks and projects, fostering a dynamic and efficient working environment.
A coordinator will be appointed to lead each small group, ensuring effective guidance and facilitation throughout the activities.
• Establish and lead a comprehensive large-scale group management committee to oversee collective objectives and ensure cohesive collaboration across all stakeholders.
Conduct a comprehensive two-week orientation program designed specifically for large groups of new members.
Responsibilities include processing admission fees from members in accordance with the guidelines outlined in the BRAD Ghana circular.
Enter group members’ admission details into the mobile phone or tablet, ensuring data is synchronized as frequently as feasible.
Organize meeting schedules, including dates, times, and locations, ensuring all participants receive timely notifications and necessary preparations are completed in advance.
A group must be established with a minimum of 15 members for Microfinance (MF) and 10 members for Agra-Finance, while adhering to a maximum group size of 30 members for Microfinance and 20 members for Agra-Finance.
Admit new members when a group’s size diminishes due to attrition or other circumstances to maintain adequate participation and engagement levels.
Facilitate two to three group meetings daily to ensure alignment, progress tracking, and collaborative problem-solving among team members.
The meeting schedule consists of three sessions beginning at 8:30 AM, 9:30 AM, and 10:30 AM, with the possibility of adjustments based on office hours.
Arrive at the designated meeting location no later than 15 minutes prior to the scheduled start time.
Arrange the participants in a U-shape formation, ensuring each small group is positioned together for optimal interaction and collaboration.
Compiles attendance records in the designated register to ensure accurate tracking of participant presence.
Facilitate conversations regarding loan-related matters as well as address broader financial inquiries.
• Gather weekly installment deposits from small group leaders via the designated cashiers, obtaining signatures directly on a mobile device.
After concluding the group meetings by 1:30 PM, you will return to the office.
• Cash received from group meetings near a branch should be deposited at the branch before proceeding to another group meeting (To avoid robbery risk)
Employees must adhere to established safety and security protocols when handling and transporting funds to ensure compliance and mitigate risks.
Convene group meetings to deliberate on members’ loan proposals.
Loan proposals are evaluated and approved via collective verbal votes conducted among the group members.
• Credit officer should provide enter all loan data such as loan applications, guarantor details from DP Notes etc. in digital system.
After confirming the accuracy of loan applications, establish a disbursement date and promptly notify the members of the decision.
Must be physically present and actively participate in the disbursement process on the designated disbursement day.
The credit officer is required to participate in weekly, bi-weekly, or monthly group meetings while guaranteeing full recovery of all loan installments.
Cash receipts must be promptly submitted to the Branch Accountant and accurately recorded in the Daily Cash Report (DCR), with the deposited amount verified and signed off to confirm completion.
Any missed installments during the morning group meeting must be followed by immediate on-site collection efforts in the afternoon, involving direct visits to the homes of borrowers or small group leaders.
• Undertake afternoon collection efforts for overdue payments, including late and NBL installments, to ensure timely recovery.
Initiate the recuperation of previously written-off loans for clients interested in re-establishing their relationship with BRAD.
You are required to attend the weekly staff meetings without fail.
Compile regular reports on a daily, weekly, and monthly basis, ensuring accuracy and timeliness in the delivery of data-driven insights and summaries.
• Ensure strict adherence to BRAD Human Resources Policies and Procedures.
Diligently perform any additional tasks assigned by senior leadership as needed.
Consistently uphold the Microfinance staff Code of Conduct and interact with clients in a professional and respectful manner at all times.
Dedicate yourself to delivering exceptional service quality to clients, whether they interact with you in the field or at the branch location.
Listen attentively to clients’ complaints, concerns, and opinions, ensuring a thorough understanding before implementing suitable solutions.
To foster a robust safeguarding culture throughout every tier of the organization, the incumbent will be tasked with executing the safeguarding policy effectively.
Serve as a pivotal resource for providing support, guidance, and specialized knowledge on safeguarding initiatives to foster and uphold a secure working environment.
To ensure team members receive adequate training, support, and resource access, the incumbent will address and resolve identified issues in strict alignment with the safeguarding policy and procedure.
In the event of a reportable incident, ensure adherence to the safeguarding reporting procedure and actively promote its use among colleagues.
We seek candidates with a proven ability to collaborate effectively across teams, demonstrating strong interpersonal and communication skills to drive project success. Proficiency in industry-standard software tools and a solid understanding of relevant methodologies are essential. Prior experience in a similar role is highly preferred, along with the capacity to manage multiple priorities in a fast-paced environment. Candidates should possess excellent problem-solving abilities and a commitment to delivering high-quality results.
A high school diploma or its equivalent, such as the WASSCE, is the minimum educational requirement for this position.
• Responsible for managing cash and bank transactions, including preparing cash requisitions, cash certificates, and bank reconciliation statements.
Proficient in utilizing Microsoft Word and Microsoft Excel applications.
Requires a minimum of one year of professional experience within the microfinance or financial institution sector.
Proficient in utilizing Microsoft Word and Microsoft Excel is essential for this role.
Strong interpersonal and written communication abilities are essential.
Demonstrates strong command of English, with a focus on clear, concise writing and accurate reporting.
Please submit your application online via our careers’ portal, ensuring all required documents are attached. Include a cover letter outlining your qualifications and interest in the role, along with a current resume detailing your professional experience. If selected for further consideration, you may be contacted for an interview or additional assessments. Ensure your application is submitted by the specified deadline to be considered for this opportunity.
We appreciate your interest in the opportunity and invite you to submit your application through the designated portal. Please ensure your resume and cover letter highlight relevant experience and align with the position’s requirements. Include a brief statement outlining your qualifications and enthusiasm for the role. If selected, you may be contacted for an interview to discuss your application further. We look forward to reviewing your materials.
All interested and qualified applicants are encouraged to submit their cover letters and résumés to [email protected] by the deadline of 8 June 2026 at the latest.
Kindly indicate the position title and preferred location in the email subject line.
Females are encouraged to apply, as we actively seek to create a diverse and inclusive workforce.
Qualifications
WASSCE
Experience Required
1 year
