We are seeking a highly motivated professional to fill the role of [Job Title], responsible for [primary responsibility 1], [primary responsibility 2], and [primary responsibility 3]. The ideal candidate will possess [required skill/qualification 1], [required skill/qualification 2], and [required skill/qualification 3], along with [number] years of experience in [relevant field/industry]. Key duties include [duty 1], [duty 2], and [duty 3], with additional responsibilities encompassing [duty 4] and [duty 5]. Proficiency in [tool/software/language] is essential, and familiarity with [industry-specific tool/process] is strongly preferred. The successful applicant will demonstrate strong [soft skill 1], [soft skill 2], and the ability to [specific capability], ensuring seamless collaboration across teams and adherence to [relevant standard/regulation]. This position requires a proactive approach to problem-solving, exceptional organizational skills, and the capacity to thrive in a fast-paced, dynamic environment.
Duty station for this position includes the towns of Kong and Exist.
• Perform 15 to 20 household surveys daily, adhering to established protocols and maintaining a consistent schedule.
• Conduct thorough analysis of survey data to pinpoint prospective customers who align with the target market criteria.
To establish clear boundaries for the designated working zones, outlining specific areas for each proposed group.
Facilitate one-on-one or small-group conversations with the selected target members to gather insights and address their specific needs.
Small teams of five members will be established to facilitate collaborative efforts and enhance productivity across projects.
A designated leader will be chosen for each small group to facilitate coordination and ensure effective collaboration among team members.
Compose a senior leadership committee responsible for overseeing large-scale group operations.
Conduct a thorough two-week orientation program tailored for participants in large groups to ensure comprehensive onboarding and familiarity with organizational processes.
• Members’ admission fees are collected in accordance with the BRAD Ghana circular.
Responsible for inputting group members’ admission details into mobile devices, such as phones or tablets, and ensuring timely synchronization of the data whenever feasible.
Coordinate meeting dates, times, and locations to ensure optimal attendance and alignment with organizational objectives.
A group must be formed consisting of at least 15 members for Microfinance (MF) and 10 members for Agra-Finance, with an upper limit of 30 members for MF and 20 for Agra-Finance.
Qualified candidates will evaluate group dynamics to determine when additional enrollment is necessary to maintain optimal membership levels. This includes assessing attrition rates and other factors that may reduce group size, then facilitating the integration of new participants as required.
Convene two to three group sessions daily to facilitate collaboration and progress.
The meetings are scheduled as follows: the first meeting at 8:30 AM, the second at 9:30 AM, and the third at 10:30 AM. These times are subject to adjustment, depending on office hours.
Arrive at the designated meeting location fifteen minutes prior to the scheduled start time of the group meeting.
Arrange participants in a U-shaped formation, ensuring each small group is positioned together, to facilitate effective communication and collaboration.
Attend to the process of recording student presence in the attendance register during each session.
Facilitate comprehensive consultations regarding loan-related matters and address diverse financial inquiries comprehensively.
Collect weekly installment deposits from designated small group leaders via their respective cashiers, ensuring each transaction is documented by capturing signatures on a mobile device.
Returning to the office is required following the conclusion of group meetings, scheduled for 1:30 PM.
Cash received from group meetings held in proximity to a branch must be deposited at that branch prior to traveling to the next meeting to mitigate the risk of theft.
Employees must adhere to established safety and security protocols when handling and transporting funds.
All loan proposals submitted by members must be thoroughly reviewed and deliberated upon during the designated group meetings.
• Review and evaluate loan proposals by conducting verbal voting sessions involving all group members to determine approval or denial.
The credit officer is responsible for accurately entering all loan-related information, including loan applications and guarantor details from DP Notes, into the digital system.
After confirming the accuracy of loan applications, the individual is responsible for establishing the disbursement date and promptly notifying all relevant members of the decision.
You must attend the disbursement day in person to actively engage in the disbursement process.
The credit officer is expected to actively participate in weekly, bi-weekly, or monthly group meetings and maintain a 100% recovery rate for all loan installments.
Cash received must be promptly deposited with the Branch Accountant, and the deposited amount must be accurately recorded in the Daily Cash Report (DCR) with the appropriate signature to confirm the transaction.
Any installment not collected during the morning group meeting should be pursued in the afternoon by conducting door-to-door visits to the residences of borrowers or small group leaders.
In the afternoon, commence the process of collecting outstanding late and NBL installments, in addition to addressing current overdue payments.
If a client whose loan was previously written off expresses interest in rejoining BRAD as a client, the individual in this role is responsible for initiating the loan recovery process.
You are expected to attend the weekly staff meetings as scheduled.
Compiles comprehensive reports on a daily, weekly, and monthly basis to ensure accurate and timely documentation of key metrics and activities.
Adhere to all established HR policies and procedures as outlined by BRAD to ensure compliance and standardization within the organization.
Demonstrate exceptional proficiency in completing various tasks and projects assigned by senior leadership with a high degree of accuracy and timeliness.
Maintain strict adherence to the Microfinance staff Code of Conduct and ensure all client interactions are conducted with the utmost respect.
Dedicate efforts to delivering exceptional service quality to clients, whether they interact with you in the field or at the branch.
Demonstrate attentive listening to clients’ complaints, concerns, and opinions, ensuring each is acknowledged with thoughtful consideration and proactive resolution.
To foster a robust safeguarding culture throughout every tier of the organization, this role will develop and enforce the safeguarding policy, ensuring its integration into daily operations and strategic priorities.
Provide essential direction, counsel, and specialized knowledge on safeguarding measures to foster a secure workplace environment.
To ensure team members receive adequate training, support, and access to necessary resources, you will oversee the implementation of identified issues and actions in alignment with the safeguarding policy and procedure.
In the event of any reportable incident, you must adhere to the safeguarding reporting procedure and actively encourage others to do the same.
Demonstrated proficiency in a range of technical and interpersonal competencies is essential for this role. Candidates must exhibit expertise in [specific software/tools], along with a solid foundation in [relevant programming languages or methodologies]. Strong analytical thinking and problem-solving capabilities are critical, as is the ability to collaborate effectively within cross-functional teams. Exceptional written and verbal communication skills are required to convey complex ideas clearly, while meticulous attention to detail ensures accuracy in all deliverables. Prior experience in [industry or field] and familiarity with [specific processes or standards] are highly preferred.
A SHS certificate, specifically the WASSCE qualification, is the minimum educational requirement for consideration.
Responsibilities include preparing cash requisitions and cash certificates, as well as managing cash and bank transactions. Additionally, you will be responsible for preparing bank reconciliation statements to ensure accuracy and alignment between cash balances and bank records.
Proficient in using Microsoft Word and Microsoft Excel applications.
Minimum of one year of professional experience in a microfinance or financial institution setting is required.
• Proficiency in Microsoft Word and Microsoft Excel is required.
Proven ability to communicate clearly and professionally across various platforms and audiences is essential.
Proficient in composing clear, accurate, and compelling written reports and articles in English, with a strong command of grammar, syntax, and style to effectively communicate complex information.
We welcome applications from qualified candidates who meet the specified criteria. To be considered, please submit your application through the designated portal, ensuring all required documents are attached. Be sure to include a comprehensive resume highlighting relevant experience and a cover letter outlining your qualifications for the role. All applications will be reviewed promptly, and selected candidates will be contacted for further assessment.
To apply for this position, please submit your resume and a cover letter outlining your qualifications and interest in the role. Include any relevant certifications, work experience, and references that support your application. Ensure your application materials are tailored to highlight how your skills align with the job requirements. Applications will be reviewed on a rolling basis, so we encourage you to apply as soon as possible. Should you have any questions, feel free to reach out to the hiring manager for further clarification.
Qualified candidates are encouraged to submit a cover letter and curriculum vitae to [email protected] by no later than June 8, 2026.
We kindly request that you specify the title of the position as well as the preferred location in the subject line of your email.
Women are strongly encouraged to apply for this position.
Qualifications
WASSCE
Experience Required
1 year
