We are seeking a highly motivated and skilled professional to join our team as a [Job Title]. The successful candidate will be responsible for [primary responsibility], ensuring all tasks are completed with precision and efficiency. Key duties include [specific duty], [specific duty], and [specific duty], with a strong emphasis on [specific skill or area of expertise]. The ideal applicant must possess [required qualification], [required qualification], and [required qualification], along with [number] years of relevant experience in [industry or field]. Proficiency in [specific software, tool, or language] is essential, and familiarity with [related skill or standard] is highly desirable. Strong problem-solving abilities, excellent communication skills, and the capacity to work both independently and collaboratively are critical for this role. The position offers opportunities for professional growth and development within a dynamic and supportive work environment.
Duty Station: Kong and Exist
Conducting 15 to 20 household surveys daily, ensuring thorough data collection and accuracy.
Identify prospective clients by analyzing survey data to uncover targeted opportunities and assess needs.
To establish clear boundaries for the designated work zones for each proposed group.
Engage in focused conversations with the designated participants in small-group settings to gather insights and address key topics collaboratively.
A team of five members will be assembled, fostering collaboration and collective problem-solving.
A designated individual will be chosen to serve as the leader for each small group, responsible for guiding discussions and ensuring collaborative engagement among members.
To establish and lead a comprehensive group management committee, ensuring collaborative decision-making and strategic oversight across the organization.
Conduct a comprehensive two-week orientation program tailored for members of extensive groups.
Collect member admission fees from individuals in accordance with the established guidelines outlined in the BRAD Ghana circular.
Enter the admission details of group members into the mobile device or tablet, ensuring timely synchronization of the data whenever feasible.
Responsibilities include coordinating meeting dates, times, and locations to ensure optimal attendance and alignment with organizational objectives.
A team must consist of at least 15 members for Microfinance (MF) and 10 members for Agra-Finance, with a maximum team size of 30 members for MF and 20 members for Agra-Finance.
Responsible for enrolling new participants when a group’s size diminishes because of attrition or other circumstances.
Convene two to three group sessions daily, ensuring productive engagement and clear communication among participants.
The schedule includes three meetings at 08:30 AM, 09:30 AM, and 10:30 AM, with the possibility of adjustments to align with office hours.
Arrive at the designated meeting spot fifteen minutes prior to the scheduled start of the gathering.
Arrange the group members in a U-shaped formation, ensuring each small group is positioned accordingly.
Take attendance records in the designated register, ensuring accuracy and timely submission to the appropriate administrative personnel.
We address various topics pertaining to loan-related matters and other pertinent concerns.
• Collect weekly installment deposits from small group leaders through the respective small group cashiers, and collect signatures on mobile device
Returning to the office by 1:30 PM is required following the conclusion of group meetings.
Cash collected from group meetings held in proximity to a branch must be deposited at the branch location prior to continuing to additional meetings to mitigate the risk of theft or robbery.
• Employees must strictly adhere to established safety and security protocols while handling and transporting funds.
Conduct thorough reviews of members’ loan proposals during group meetings to ensure all submissions are evaluated comprehensively and discussed thoroughly.
We evaluate and approve loan applications by conducting open discussions and taking formal votes during group meetings, ensuring collective decision-making among all participants.
The credit officer is responsible for accurately inputting all loan-related information into the digital system, including loan applications and guarantor details obtained from DP Notes.
After confirming the accuracy of loan applications, the candidate must determine and finalize the disbursement date, promptly notifying all relevant members of the decision.
Ensure your physical presence on the designated disbursement day to actively engage in the disbursement process.
The role necessitates the credit officer’s participation in weekly, bi-weekly, or monthly group meetings while guaranteeing the full recovery of all loan installments.
Cash received must be promptly submitted to the Branch Accountant for processing, with the deposited amount subsequently recorded in the Daily Cash Report (DCR) and verified with a signature to ensure accuracy and accountability.
Should any installment remain unpaid during the morning group meeting, promptly coordinate a follow-up collection effort in the afternoon by conducting direct visits to borrowers’ or small group leaders’ residences.
In the afternoon, commence the process of collecting outstanding late payments and non-interest-bearing installments, as well as current overdue amounts.
To facilitate the re-engagement of former clients whose loans have been written off, this role will involve initiating the process of loan recovery when such individuals express interest in returning as clients of BRAD.
Attend the weekly staff meetings as scheduled.
Compile regular reports on a daily, weekly, and monthly basis.
Adhere to all established policies and procedures outlined in the BRAD Human Resources guidelines.
Demonstrate the ability to competently carry out any additional directives issued by senior leadership with precision and professionalism.
Consistently uphold the Microfinance staff Code of Conduct by maintaining professionalism and demonstrating respect toward all clients at all times.
Dedicate efforts to delivering exceptional service quality to clients, whether they are encountered in the field or at the branch location.
Demonstrate attentive listening to client feedback, complaints, and perspectives, and implement suitable responsive actions accordingly.
To foster a robust safeguarding culture throughout the entire institution, you will be responsible for executing the safeguarding policy across all departments and levels of the organization.
Provide expert counsel, direction, and knowledge on safeguarding practices to cultivate a secure and compliant workplace environment.
To oversee that team members receive proper training, support, and access to necessary resources, ensuring issues are addressed and resolved in line with safeguarding policies and procedures.
Adhere to safeguarding reporting protocols whenever any incident that requires disclosure occurs, and actively motivate colleagues to do the same.
Proficient communication abilities, both written and verbal, are essential for effectively engaging with team members and stakeholders. Strong organizational skills are necessary to manage multiple tasks and prioritize responsibilities efficiently. Proficiency in relevant software applications and tools is required to perform job duties accurately and promptly. A keen attention to detail ensures high-quality outcomes and minimizes errors in deliverables. Collaborative teamwork is crucial for fostering a productive work environment and achieving collective goals.
A minimum of a Senior High School Certificate (WASSCE) is required.
Responsibilities include managing cash and bank transactions, preparing cash requisitions, generating cash certificates, and conducting bank reconciliation statements.
Proficiency in utilizing Microsoft Word and Microsoft Excel applications is required.
• Minimum Requirement: A minimum of twelve months of professional experience in microfinance or within a financial institution.
• Proficiency in Microsoft Word and Microsoft Excel is required.
Proven ability to convey information clearly and collaborate efficiently with colleagues, stakeholders, and clients through both written and verbal channels.
Proficient in crafting clear, concise, and accurate written content in English, with a strong command of grammar, syntax, and style to effectively convey information and engage audiences.
Those interested in applying are advised to submit their application materials as per the outlined procedure. Candidates should ensure their submission includes a comprehensive resume detailing relevant experience, a cover letter articulating their qualifications, and any additional documents specifically requested. All materials must be provided by the stated deadline to be considered for further review. Upon receipt, applications will undergo an initial screening to assess alignment with the position requirements, after which selected candidates may be contacted for interviews or additional assessments.
To submit your application, please follow the outlined process diligently, ensuring all required documents and information are provided accurately. Tailor your application to highlight your qualifications, experiences, and skills that align with the position’s requirements. Submit your materials through the designated platform or email address by the specified deadline to ensure consideration. Include a well-crafted cover letter that emphasizes your enthusiasm for the role and how your background makes you a strong candidate. Verify that all attachments are in the correct format and free of errors before finalizing your submission.
Interested and qualified candidates are encouraged to submit their cover letters and CVs via email to [email protected] by the application deadline of 8 June 2026.
Please specify the position title and preferred location in the subject line of the email.
Females are encouraged to apply for this position.
Qualifications
WASSCE
Experience Required
1 year
