We are seeking a motivated and detail-oriented individual to join our team in the role of [Job Title]. The successful candidate will be responsible for [key responsibility 1], [key responsibility 2], and [key responsibility 3]. Additionally, they will collaborate with cross-functional teams to [collaboration responsibility], ensuring alignment with departmental goals and company objectives. The ideal applicant must possess [required skill/qualification 1], [required skill/qualification 2], and at least [X] years of relevant experience in [specific field or industry]. Proficiency in [specific software/tool] is preferred, along with strong communication and problem-solving abilities. This position offers an opportunity to contribute to [specific project, initiative, or company mission], with the potential for professional growth and development within a dynamic organization.
Duty stations for this position include Kong and Exist.
Conduct a minimum of 15 to 20 household surveys each day, ensuring thorough data collection and accurate documentation of responses.
We evaluate survey data to pinpoint prospective clients whose needs align with our offerings.
To establish the boundaries of the workspace designated for the proposed teams, ensuring clear delineation of their operational zones.
• Engage in focused discussions with designated target members in smaller group settings.
A team of five members will be formed to collaborate on projects, ensuring effective communication and synergy among all participants.
A designated group leader will be chosen for each small group.
The candidate will be tasked with establishing and leading a comprehensive group management committee, comprising a substantial number of members. This role necessitates the development of strategic frameworks to ensure effective coordination and governance across the committee’s diverse functions. Responsibilities include facilitating collaborative decision-making processes, aligning committee objectives with organizational goals, and overseeing the implementation of policies to enhance operational efficiency. The ideal candidate will demonstrate strong leadership, exceptional interpersonal skills, and the ability to manage complex group dynamics while maintaining a focus on achieving collective outcomes.
Conduct a two-week orientation program tailored for participants in large groups.
• Gather membership admission fees from individuals in accordance with the BRAD Ghana circular guidelines.
• Enter the admission details of group members into the mobile phone or tablet and sync the information whenever feasible.
Responsibilities include coordinating meeting schedules by determining appropriate dates, times, and locations to ensure optimal attendance and efficiency.
To establish a group consisting of no fewer than 15 members for Microfinance (MF) and 10 members for Agra-Finance, while ensuring the group size does not exceed 30 members for MF and 20 for Agra-Finance.
Admit new members when a group’s size declines due to attrition or other circumstances to ensure adequate participation and engagement levels are maintained.
Convene two to three group meetings daily, ensuring productive and engaging discussions.
The schedule for meetings is as follows: the first meeting at 8:30 AM, the second at 9:30 AM, and the third at 10:30 AM, with the possibility of adjustments based on office hours.
Arrive at the meeting location at least fifteen minutes prior to the scheduled start time to ensure readiness and timely coordination with the group.
Arrange team members in a U-shape formation, ensuring each small group is properly aligned and seated together.
Compile attendance records in the designated register, ensuring accurate documentation of student or participant presence for each session.
Facilitate comprehensive discussions regarding loan-related matters, as well as address any other pertinent inquiries or concerns that may arise.
Collect mobile deposits from small group leaders weekly via their designated cashiers and obtain signed confirmation on a mobile device.
Return to the office by 1:30 PM following the completion of the group meetings.
Cash received from group meetings held in proximity to a branch must be deposited at the branch location before proceeding to any additional group meetings, as this measure significantly reduces the risk of theft or robbery.
• Employees are required to adhere to established safety and security protocols during the transportation of funds.
Review all member-submitted loan proposals to ensure they are thoroughly evaluated and deliberated upon during group meetings.
Loan applications are received via verbal consensus among group members during the meeting.
The credit officer is responsible for accurately entering all pertinent loan data—including loan applications and guarantor details from DP Notes—into the digital system.
After confirming the validity of loan applications, establish a disbursement date and promptly notify the relevant members of this schedule.
You must be physically present on the day of disbursement to actively engage in the distribution process.
The credit officer is expected to participate in weekly, bi-weekly, or monthly group meetings while maintaining full recovery of all loan installments.
Cash received must be promptly submitted to the Branch Accountant, who will verify the deposit and record the full amount in the Daily Cash Report (DCR), ensuring all entries are signed for confirmation.
If a borrower fails to make an installment during the morning group meeting, promptly arrange for a representative to visit their home or the small group leader’s residence in the afternoon to collect the outstanding payment.
Oversee the retrieval of all past-due and non-interest-bearing loan installments in the afternoon, concurrently managing the collection of current overdue payments.
To facilitate the return of clients whose loans were previously written off, the incumbent will oversee the loan recovery process, ensuring compliance with institutional guidelines while maintaining professional and ethical standards.
Attend the weekly staff meetings consistently, ensuring active participation in discussions and decision-making processes.
Compile comprehensive reports on a daily, weekly, and monthly basis to provide accurate insights and data summaries.
Adhere to BRAD Human Resources Policies and Procedures in all operational activities.
Demonstrate the ability to promptly and effectively complete any additional duties assigned by senior management.
Consistently uphold the Microfinance staff Code of Conduct and interact with clients in a professional and courteous manner at all times.
Dedicate efforts to delivering exceptional client service both during field assignments and at the branch location to ensure a consistently high standard of satisfaction.
Demonstrate attentive listening to clients’ complaints, concerns, or opinions, ensuring each issue is acknowledged and addressed with suitable actions.
To foster a culture of safeguarding throughout every tier of the organization, the role will involve the implementation of the safeguarding policy.
Serve as a primary resource for counsel, leadership, and specialized knowledge in safeguarding to ensure a secure and productive workplace.
The incumbent must guarantee team members receive necessary training, support, and resources concerning identified and addressed issues, all in strict compliance with safeguarding policies and procedures.
In the event of any reportable incident, ensure adherence to the safeguarding reporting procedure and promote its use among colleagues.
Required competencies include strong analytical and problem-solving abilities, proficiency in data analysis tools such as Excel, SQL, and Python, and excellent communication skills for collaborating with cross-functional teams. Candidates must demonstrate experience in project management, with a proven track record of delivering projects on time and within budget. Knowledge of Agile and Scrum methodologies is preferred, along with the capacity to mentor junior team members and lead by example. Familiarity with cloud platforms like AWS or Azure and a solid understanding of DevOps principles are additional assets.
A high school diploma or its equivalent, such as WASSCE, is required.
• Prepares cash and bank-related transactions, including cash requisitions and cash certificates.
• Conducts bank reconciliation statements to ensure accuracy of financial records.
• Proficiency in utilizing Microsoft Word and Microsoft Excel applications is required.
With a minimum of one year of hands-on experience in the Microfinance or financial sector, the ideal candidate will bring a solid foundation in financial services and institutional operations.
• Proficiency in Microsoft Word and Microsoft Excel is required.
Demonstrates exceptional ability to articulate ideas clearly and concisely, both verbally and in writing, fostering productive interactions with colleagues, clients, and stakeholders.
Proficient in drafting clear, concise reports and articles in English, with strong writing and communication abilities.
To submit your application, please follow the outlined procedure and ensure all required materials are included. Candidates are encouraged to prepare their resume, cover letter, and any additional supporting documents as specified in the application guidelines. All submissions must be made by the stated deadline to be considered. For further details or clarification, refer to the contact information provided in the posting.
We welcome applications from individuals who meet the specified qualifications and are eager to contribute their skills to our organization. Candidates should carefully review the job requirements and ensure their application highlights their relevant experience and competencies. Please submit all necessary materials through the designated application portal by the closing date to be considered for this opportunity. Be sure to include a tailored cover letter and resume that clearly demonstrate your fit for the role.
Qualified candidates are invited to submit their cover letters and CVs via email to [email protected] by June 8, 2026.
POSITION TITLE AND PREFERRED WORK LOCATION SHOULD BE CLEARLY INDICATED IN THE EMAIL SUBJECT LINE.
Females are strongly encouraged to apply for this position.
Qualifications
WASSCE
Experience Required
1 year
