We are currently seeking a motivated and detail-oriented individual to join our team as a [Job Title]. The ideal candidate will possess [X years] of relevant experience in [specific field or industry], along with a proven track record in [key skill or responsibility]. Responsibilities will include [specific task or duty], [another task], and [additional responsibility], with a focus on [specific outcome or goal].
The successful applicant must demonstrate proficiency in [required software/tool], strong analytical skills, and the ability to [specific competency]. Excellent communication abilities, both written and verbal, are essential for collaborating with cross-functional teams and stakeholders. Additionally, the candidate should exhibit a proactive approach to problem-solving and a commitment to delivering high-quality results.
Education requirements include [degree or certification], and familiarity with [specific industry standard or practice] is highly advantageous. The role offers an opportunity to contribute to [specific project, team, or company objective] while working in a dynamic and supportive environment.
• Duty Station : Konongo and Ejisu
Conducting between 15 and 20 household surveys each day is required.
Prospect for potential clients by leveraging survey data to pinpoint suitable leads and opportunities for engagement.
To define and clearly mark the boundaries of the working zones designated for the proposed teams.
Engage in focused conversations with designated target members within intimate group settings to facilitate open dialogue and gather valuable insights.
A team of five members will be formed, with each group maintaining a small and focused composition.
A group leader will be chosen to oversee each small group, ensuring cohesive team dynamics and effective collaboration.
Compose a leadership committee of significant scale, responsible for overseeing and coordinating group-wide initiatives, ensuring alignment with organizational objectives. This committee will be tasked with establishing structured governance, facilitating collaborative decision-making, and maintaining transparent communication across all stakeholders. Candidates must demonstrate experience in leading large teams, exceptional strategic planning abilities, and a proven track record of driving collective success through structured oversight and accountability.
Conduct a comprehensive two-week orientation program tailored for members of large groups to ensure seamless integration and alignment with organizational objectives.
• Members’ admission fees are collected in accordance with the guidelines set forth by the BRAD Ghana circular.
Input data from group members into mobile devices or tablets, ensuring timely synchronization whenever feasible.
Develop and coordinate meeting schedules, including dates, times, and locations, ensuring efficient planning and alignment with participants’ availability.
• Form a group with a minimum of 15 members for MF and 10 members for Agri-Finance, and a maximum of 30 members for MF and 20 for Agri-Finance
• Enroll new participants when group size diminishes due to attrition or other factors.
Convene two to three group sessions daily, ensuring structured engagement and productive dialogue among participants.
A schedule for meetings has been established at 08:30 AM, 09:30 AM, and 10:30 AM, with the possibility of adjustments based on office hours.
Arrive at the designated meeting spot no later than 15 minutes prior to the scheduled commencement of the group session.
Organize group members into a U-shape formation, aligning them by their respective small groups to facilitate effective interaction and collaboration.
Maintain accurate attendance records by documenting the presence of all participants in the designated register.
Facilitate comprehensive conversations regarding loan-related topics and address any supplementary inquiries that may arise.
• Gather weekly installment deposits from small group leaders via their designated cashiers, ensuring each transaction is documented with a signature on a mobile device.
After concluding the group meetings by 1:30 p.m., you will be required to return to the office.
Cash obtained from group meetings held in proximity to a branch must be deposited at the branch prior to attending any additional meetings, as a precautionary measure against potential robbery incidents.
Employees must adhere to established safety and security protocols when handling and transporting funds to ensure the protection of both personnel and assets.
Facilitate thorough review and discussion of members’ loan proposals during scheduled group meetings to ensure comprehensive evaluation and informed decision-making.
Members of the committee will evaluate loan proposals by casting votes in person during group meetings, ensuring each decision is openly discussed and documented among all present members.
The credit officer is responsible for accurately entering all loan-related information—including loan applications and guarantor details sourced from DP Notes—into the digital system.
Review submitted loan applications thoroughly to confirm eligibility and accuracy, then determine and establish the appropriate disbursement date, promptly communicating this decision to all relevant members.
You must be physically present on the designated disbursement day to actively engage in and contribute to the disbursement process.
The credit officer is expected to participate in weekly, bi-weekly, or monthly group meetings while maintaining full recovery of all loan installments.
Cash received must be promptly submitted to the Branch Accountant, who will then record the deposited amount in the Daily Cash Report (DCR) and provide a signature as confirmation.
If any installment payment goes uncollected during the morning group meeting, promptly arrange for in-person collection in the afternoon by visiting the homes of the borrowers or their designated small group leaders.
In the afternoon, proceed with collecting any late payments and NBL installments, as well as current overdue payments.
To pursue the rehabilitation of previously written-off loans for clients seeking to re-engage with BRAD, this role will involve initiating and facilitating the recovery process.
• Be present at the weekly staff meetings.
Prepare daily, weekly, and monthly reports to ensure accurate and timely documentation of relevant data and insights.
Adhere to all policies and procedures outlined by BRAD Human Resources with diligence and consistency.
Demonstrate the ability to promptly and effectively carry out any additional tasks or directives assigned by senior leadership.
Consistently comply with the Microfinance staff Code of Conduct, ensuring all interactions with clients reflect the highest standards of respect and professionalism.
Dedicate efforts to delivering exceptional client service both in the field and at the branch to ensure the highest standards of satisfaction and support are consistently met.
Demonstrate active listening by attentively addressing client complaints, concerns, or opinions and implementing suitable solutions.
• Foster a comprehensive safeguarding culture throughout every tier of the institution by enforcing the established safeguarding policy.
Serve as a crucial resource for advice, guidance, and specialized knowledge on safeguarding practices to foster a secure work environment.
To ensure team members are properly trained, supported, and equipped with necessary resources, individuals in this role will oversee compliance with safeguarding policies and procedures, addressing and resolving identified issues as required.
Ensure adherence to safeguarding reporting protocols whenever a reportable incident occurs, and actively encourage colleagues to do the same.
Demonstrated proficiency in [specific skills, e.g., project management, data analysis, or software proficiency] is essential. Candidates must possess strong communication abilities to collaborate effectively with cross-functional teams and stakeholders. Analytical thinking and problem-solving skills are crucial for addressing complex challenges. Experience with [specific tools, methodologies, or industries] is highly desirable. The ability to work independently, prioritize tasks, and meet deadlines is required. Familiarity with [relevant standards, regulations, or best practices] is a plus.
A high school diploma or its equivalent, such as a WASSCE certificate, is required for consideration.
Prepares and processes cash and bank transactions, including the preparation of cash requisitions and cash certificates. Additionally, responsible for maintaining accurate bank reconciliation statements to ensure financial alignment and transparency.
Proficient in utilizing Microsoft Word and Microsoft Excel applications.
Requires a minimum of one year of hands-on experience within a Microfinance institution or financial organization.
Proficiency in Microsoft Word and Microsoft Excel is required.
Proven ability to convey information clearly and persuasively, both verbally and in writing, ensuring alignment with stakeholders at all levels.
Proficient in crafting clear, concise, and accurate written content in English, encompassing reporting, documentation, and professional correspondence. Strong command of language to convey complex information effectively while maintaining grammatical precision and stylistic coherence.
To initiate the application process, kindly follow the instructions provided below to submit your application materials. Ensure all required documents and information are included to facilitate a smooth review of your candidacy. Should you require further clarification regarding the application procedure, do not hesitate to reach out to the designated contact for assistance.
To submit your application, please follow the outlined process. Ensure all required documents, including your resume, cover letter, and any additional materials, are prepared and ready for submission. Follow the application instructions provided on the company’s careers page or job posting to ensure your materials are sent correctly and considered for review. Include all requested information, such as your contact details, professional experience, and any certifications relevant to the position. Double-check that your application is complete and adheres to the specified submission guidelines before finalizing and sending it.
Interested and qualified candidates are encouraged to submit their cover letters and CVs via email to [email protected] by no later than June 8, 2026.
Please include the position title and preferred location in the subject line of the email.
Women are strongly encouraged to apply for this position.
Qualifications
WASSCE
Experience Required
1 year
