We are seeking a highly motivated individual to join our team in the role of [Job Title]. The ideal candidate will possess a minimum of [X] years of relevant experience in [specific field or industry], along with a proven track record of success in [key responsibilities]. Strong proficiency in [specific skills or tools] is essential, and familiarity with [industry-related software, frameworks, or methodologies] is highly desirable. The successful applicant will be responsible for [key responsibility 1], [key responsibility 2], and [key responsibility 3], while also collaborating closely with cross-functional teams to achieve [specific goals or outcomes]. Excellent communication, problem-solving abilities, and a commitment to continuous improvement are required. Additionally, the candidate should demonstrate adaptability in fast-paced environments and the capacity to manage multiple priorities effectively. This position offers opportunities for professional growth and development within a dynamic and innovative organization.
Duties will be performed in Sweden and Aura Dunkwa.
Facilitate bi-weekly meetings with AIM savings groups to ensure consistent engagement and progress tracking.
• Gather savings contributions from AIM participants on a regular basis.
Ensure accurate documentation of all savings transactions in both passbooks and digital platforms or the DFA system.
To ensure meticulous documentation, oversee the precise tracking of member savings, attendance, and participation records.
Deposit savings into the branch office in accordance with established organizational protocols.
• Responsible for securely managing and transporting cash in compliance with established organizational protocols to maintain safety and integrity throughout the process.
Foster meaningful connections with AIM participants and consistently promote disciplined savings practices.
Collaborate closely with AIM PA to ensure alignment on meeting schedules, attendance tracking, and participant updates.
Facilitate the seamless transition and ongoing management of AIM groups within savings operations.
Provide frequent reports to the Branch Manager regarding savings performance metrics and participant engagement levels.
Convene two to three group sessions on a daily basis.
Conducting meetings is scheduled at 8:30 AM, 9:30 AM, and 10:30 AM, with the possibility of adjustments depending on office hours.
Arrive at the designated meeting location fifteen minutes prior to the scheduled start of the group meeting.
Provide assistance in conducting Financial Literacy Training (FLT) sessions as needed.
Educate participants in cultivating disciplined savings habits while providing insights into the future accessibility of Microfinance services.
Facilitate the seamless transition of eligible participants into Microfinance groups upon the conclusion of their 18-month savings cycle.
Assist in evaluating and facilitating the intake process for individuals who meet the criteria for loan eligibility.
Compiles and generates daily, weekly, and monthly reports detailing key metrics, performance indicators, and operational data to ensure accurate tracking and analysis of business progress.
We are seeking a dedicated individual to oversee savings collection processes, ensuring timely and accurate accumulation of funds. The ideal candidate will have experience in financial operations, with a strong understanding of savings mechanisms and regulatory compliance. Responsibilities include managing client deposits, reconciling accounts, and addressing any discrepancies that may arise. Proficiency in financial software and excellent attention to detail are essential for this role. The position requires a proactive approach to problem-solving and the ability to maintain clear communication with clients and internal teams.
Ensures punctual and reliable attendance, maintaining a consistent presence as scheduled to support team operations and meet business objectives.
We are seeking a dynamic individual to lead and enhance group performance through strategic planning, collaborative efforts, and targeted initiatives that drive measurable results. The ideal candidate will possess a proven track record of fostering team synergy, optimizing productivity, and achieving collective goals within a fast-paced environment. Key responsibilities include analyzing performance metrics, identifying areas for improvement, and implementing solutions to elevate overall efficiency and output. Requires strong leadership skills, excellent communication abilities, and a results-driven mindset to inspire and motivate team members toward success.
Demonstrate a capacity for effectively managing change and adapting to new environments or processes within the organization. Exhibit the ability to assess current operations, identify necessary adjustments, and implement transitional strategies that support long-term success. Showcase a proactive approach to overcoming challenges, ensuring smooth operational shifts while maintaining productivity and team alignment.
Your responsibilities include participating in staff meetings and providing updates on field activities.
Promptly escalate any operational or safeguarding concerns to management to ensure timely intervention and resolution.
Facilitate thorough discussions of member loan proposals during scheduled group meetings to ensure comprehensive evaluation and informed decision-making.
Loan proposals are approved following a collective decision-making process, wherein verbal votes are cast by group members present during the meeting.
The credit officer will be responsible for entering all loan-related information, including applications and guarantor details from DP Notes, into the digital system.
After confirming the details of the loan application, establish a disbursement date and promptly notify the member.
Be physically present on disbursement day to actively engage in the distribution process.
The credit officer is required to participate in weekly, bi-weekly, or monthly group meetings and must ensure the full recovery of all loan installments.
Collected funds are deposited into the Branch Accountant’s account, with the transaction recorded in the Daily Cash Report (DCR) and authenticated by a signature.
Any installment not paid during the morning group meeting must be collected afterward through visits to the borrowers’ or small group leaders’ residences in the afternoon.
In the afternoon, commence the process of collecting overdue payments, including late installments and those not yet billed (NBL), alongside current outstanding balances.
• Initiate the recovery process for loans that have been written off, should former clients seek to re-establish their relationship with BRAD.
Cultivate and uphold professional, courteous interactions with all individuals involved.
• Address participants’ feedback, concerns, and suggestions promptly and effectively, ensuring appropriate follow-through on each issue raised.
Adhere to the established HR policies and procedures outlined by BRAD to ensure compliance and operational consistency.
Maintain strict compliance with the organization’s Code of Conduct and safeguarding policies at all times.
Execute any supplementary duties as directed by senior leadership.
Foster and uphold a robust safeguarding culture across all AIM groups consistently.
To safeguard participants, implement measures that prevent abuse, exploitation, harassment, and discrimination, ensuring a secure and respectful environment for all.
Report all safeguarding incidents in compliance with established organizational safeguarding protocols and procedures.
Foster an environment that ensures safe and inclusive engagement for adolescent girls and young women.
Required Skills:
The ideal candidate must possess a Bachelor’s degree in a relevant field, such as Computer Science, Engineering, or Business Administration. Proficiency in Microsoft Office Suite, including Word, Excel, and PowerPoint, is essential, along with strong written and verbal communication abilities. Experience with project management tools, such as Asana or Trello, is preferred, and familiarity with data analysis software, like Tableau or Power BI, is advantageous. Additionally, the role demands exceptional organizational skills, the capacity to manage multiple priorities, and the ability to work collaboratively in a team environment.
Applicants must possess a Senior High School Certificate, specifically the West African Senior School Certificate Examination (WASSCE), as the minimum educational qualification.
A minimum of one year of professional experience in a financial institution or a related field is required.
• Prepare cash and bank transactions, including drafting cash requisitions and cash certificates, as well as compiling bank reconciliation statements.
• Proficiency in utilizing Microsoft Word and Microsoft Excel applications.
• Proficiency in Microsoft Word and Microsoft Excel is required.
• Demonstrates strong interpersonal and professional communication abilities, both verbally and in writing, to engage effectively with colleagues, clients, and stakeholders.
Proficient in crafting clear, concise, and accurate written communications in English, ensuring professionalism and adherence to grammatical standards. Skilled in producing reports, articles, or documentation with meticulous attention to detail and coherent structure.
We welcome interested applicants to submit their materials through our designated application portal. Submission of a current resume and a cover letter articulating your qualifications is required. Ensure all documents are in PDF format for compatibility. The deadline for applications is strictly observed, so we encourage prompt submission to avoid any inconvenience.
To submit your application, please follow the outlined steps below. Begin by preparing a comprehensive resume that highlights your relevant experience, skills, and qualifications. Ensure your resume is tailored to the specific requirements of the position to demonstrate your alignment with the role. Next, draft a compelling cover letter that articulates your enthusiasm for the opportunity and explains how your background makes you an ideal candidate. Include any additional documents requested, such as references or certifications, to strengthen your application. Finally, submit your materials through the designated application portal or email address provided in the job posting, adhering to any specified deadlines to ensure timely consideration.
Interested candidates are encouraged to submit their cover letters and CVs via email to [email protected] by the deadline of 8 June 2026.
Should you choose to apply, kindly include the job title and preferred work location in the subject line of your email.
Women are strongly encouraged to apply for this position.
Qualifications
WASSCE
Experience Required
1 year
