We are seeking a motivated and experienced professional to join our team in the role of [Job Title]. The ideal candidate will possess a minimum of [X years] of relevant experience in [specific field/industry]. A degree in [relevant field] or equivalent professional certification is required, along with proficiency in [specific software, tools, or systems]. The position entails [key responsibility 1], [key responsibility 2], and [key responsibility 3], with a strong emphasis on [specific skill or outcome]. The successful applicant will collaborate closely with [teams/departments], ensuring alignment with organizational objectives while maintaining high standards of [quality, efficiency, etc.]. Additionally, the role may involve [specific task or duty], and the ability to [specific skill or requirement] is essential. Strong communication and problem-solving abilities are critical, as the position requires [specific interaction or outcome].
Duties will be performed in both Sweden and Aura Dunkwa.
• Facilitate bi-weekly gatherings with AIM savings groups.
The position involves gathering savings deposits from AIM participants.
Ensure that all savings transactions are accurately documented in both passbooks and digital platforms, including DFA systems.
Ensure meticulous documentation of member savings, attendance, and participation records to maintain precision and reliability.
Deposits collected savings are transferred to the branch office in accordance with established organizational protocols and procedures.
Ensure the secure handling and transportation of cash in full adherence to established organizational protocols and safety guidelines.
• Foster meaningful connections with AIM participants while promoting consistent savings practices.
• Coordinate with AIM PA regarding meeting schedules, attendance and participant updates.
Support the seamless transition and administration of AIM groups within saving operations to ensure continuity and efficiency.
Provide the Branch Manager with frequent reports on savings performance and participant engagement to ensure alignment and transparency.
• Facilitate two to three group meetings daily.
The meeting schedule is set for 8:30 AM, 9:30 AM, and 10:30 AM, with the possibility of adjustments depending on office hours.
Arrive at the designated meeting location no later than fifteen minutes prior to the scheduled group meeting.
Provide assistance in conducting Financial Literacy Training (FLT) sessions as needed.
Devote your efforts to instructing participants in the principles of savings discipline while simultaneously preparing them for future engagement with Microfinance services.
Eligible participants will be supported in their transition to Microfinance groups once they have successfully completed the 18-month savings cycle.
Provide assistance with evaluating and integrating loan-eligible participants into the program.
Compiles and submits comprehensive reports on a daily, weekly, and monthly basis, covering specified data points, trends, and key performance indicators to support informed decision-making and operational oversight.
We actively seek a dedicated professional to oversee and enhance our savings collection initiatives, ensuring efficient and effective management of client funds. The ideal candidate will possess strong analytical skills and a deep understanding of financial processes to optimize savings strategies. Responsibilities include monitoring deposit trends, maintaining accurate records, and implementing improvement measures to maximize returns. Proficiency in financial software and compliance with regulatory standards are essential, along with excellent communication abilities to liaise with clients and internal teams. This role demands meticulous attention to detail and a commitment to delivering superior service while fostering trust and reliability in our financial offerings.
Attendance is essential and expected at all scheduled work periods; consistent punctuality is a necessity to fulfill job duties effectively. Regular attendance ensures productivity and collaboration with colleagues, while excessive absences or tardiness may negatively impact team performance. Employees must adhere to company attendance policies and promptly communicate any unavoidable scheduling conflicts to management for appropriate accommodations.
Delivers measurable results by fostering collaboration and driving collective success across the organization. Sets clear expectations, removes obstacles, and aligns team efforts with strategic goals to maximize overall productivity and outcomes. Measures progress using established KPIs, analyzes performance gaps, and implements targeted improvements to enhance team effectiveness. Ensures accountability through regular check-ins, transparent feedback, and data-driven decision-making. Works closely with department heads to identify cross-functional synergies and resolve interdependencies that impact group performance.
Demonstrates ability to adapt seamlessly to evolving organizational needs and shifting priorities with minimal disruption, ensuring all responsibilities are fulfilled efficiently. Exhibits flexibility in adjusting to new processes, tools, or strategic directions as required by the role. Displays a proactive approach in preparing for and embracing change to maintain productivity and performance standards.
Participate in staff meetings to provide updates from the field.
Promptly escalate any operational or safeguarding concerns to management.
Ensure that members’ loan proposals are thoroughly reviewed and deliberated upon during group meetings.
Loan proposals are approved via verbal voting among group members in attendance.
The credit officer will input all loan-related information—including loan applications and guarantor details from DP Notes—into the digital system.
After confirming the accuracy of the loan application, establish a disbursement date and notify the member promptly.
You must physically attend on the disbursement date and actively engage in the disbursement process.
The credit officer is required to actively participate in weekly, bi-weekly, or monthly group meetings and must guarantee the full recovery of all loan installments.
Collected funds are deposited into the Branch Accountant’s account, with the corresponding amount duly recorded in the Deposit Collection Report (DCR) and authenticated through the authorized signature.
Ensure that any missed installment during the morning group meeting is collected in the afternoon by visiting the borrowers’ or small group leaders’ homes.
In the afternoon, commence the process of collecting overdue installments, including those that are late or classified as NBL, alongside current overdue payments.
Should a client previously written off express interest in renewing their relationship with BRAD, the incumbent will commence the process of loan recovery to facilitate their reintegration as a valued client.
Develop and uphold professional, courteous interactions with every participant at all times.
Demonstrate active listening skills by attentively addressing participants’ complaints, concerns, and suggestions, and respond with suitable measures as needed.
Adhere to all established BRAD Human Resources policies and procedures in the execution of duties.
Maintain compliance with the established Code of Conduct and safeguarding policies of the organization.
Execute all duties and tasks as delegated by senior leadership, ensuring compliance with organizational directives and strategic objectives.
Foster and uphold a robust safeguarding culture across all AIM groups consistently.
Ensure the safety and well-being of all participants by preventing abuse, exploitation, harassment, and discrimination.
Investigate and document all safeguarding incidents in strict adherence to established organizational protocols and reporting frameworks.
Encourage the active and respectful engagement of adolescent girls and young women in all activities while ensuring their safety and well-being.
REQUIRED QUALIFICATIONS:
To excel in this role, candidates must possess a strong foundation in technical or analytical skills, depending on the position’s focus. Proficiency in relevant programming languages, software tools, or data analysis methodologies is essential, along with the ability to troubleshoot and resolve complex issues efficiently. Exceptional problem-solving capabilities and a keen attention to detail are critical for ensuring accuracy and delivering high-quality outcomes. Additionally, familiarity with industry-specific frameworks, systems, or best practices will be advantageous. Strong communication skills are also necessary to collaborate effectively with team members and stakeholders. A commitment to continuous learning and adaptability to evolving technologies or methodologies is highly valued.
A high school diploma or its equivalent, such as the West African Senior School Certificate Examination (WASSCE), is required.
Seeking candidates with a minimum of one year of relevant experience within a financial institution or a related professional environment.
• Prepare cash and bank transaction records, including cash requisitions and cash certificates.
• Conduct bank reconciliation statements to ensure accuracy and alignment with financial records.
• Maintain precise documentation and verification of all financial transactions involving cash and bank operations.
Proficiency in utilizing Microsoft Word and Microsoft Excel is essential for this role.
Proficient in Microsoft Word and Microsoft Excel, with a strong command of their respective functionalities and applications.
• Effective communication skills.
Proficient in English writing and reporting, with a strong command of language and communication.
To submit your application, please follow the instructions provided below. Begin by preparing all necessary documentation, including your resume, cover letter, and any additional materials specified in the job posting. Ensure that your application is complete and accurately reflects your qualifications and experience. Submit your materials through the designated application portal or via email, adhering to the deadline and any specific formatting guidelines. If you encounter any issues during the submission process, do not hesitate to contact the hiring manager for clarification.
We welcome applications from qualified candidates who meet the following criteria. Submit your resume, cover letter, and any relevant certifications to our hiring team via email by the specified deadline. Ensure your application highlights your relevant experience and aligns with the job requirements outlined in the posting. Our selection process includes a thorough review of all submitted materials, followed by potential interviews or assessments. We encourage candidates to tailor their applications to demonstrate how their skills and background directly address the position’s needs.
Qualified and interested candidates are encouraged to submit their cover letters and updated CVs to [email protected] by 8 June 2026, inclusive.
We kindly ask that you include the position title and preferred location in the subject line of your email.
Women are strongly encouraged to apply for this position.
Qualifications
WASSCE
Experience Required
1 year
