We are seeking a dynamic professional to join our team in the role of [Job Title], where you will play a pivotal part in driving our organizational objectives forward. This position offers a unique opportunity to leverage your expertise in [relevant field or skill] while collaborating with a talented group of professionals. The ideal candidate must possess [X years] of hands-on experience in [specific area], a deep understanding of [key industry concepts or tools], and a proven track record in [specific responsibility or achievement]. Key responsibilities include [list responsibilities concisely], with a strong emphasis on [specific skill or outcome]. The successful applicant will demonstrate exceptional problem-solving abilities, adaptability in fast-paced environments, and a capacity for innovation in implementing strategic solutions.
Duty stations for this role include Sweden and Aura Dunkwa.
Convene bi-weekly gatherings with AIM savings groups to facilitate progress updates and collaborative discussions.
Responsibilities encompass gathering savings deposits from AIM participants.
Ensure that all savings transactions are accurately documented in both passbooks and digital platforms or the Digital Financial Application (DFA).
Accurately document member savings, attendance, and participation records to ensure precision and completeness.
Deposit savings into the branch office in accordance with established organizational protocols.
Ensure the secure handling and transport of cash in compliance with established organizational protocols and safety standards.
Develop meaningful connections with AIM participants and foster consistent savings behaviors.
Coordinate with AIM PA to manage meeting schedules, track attendance, and provide updates on participants.
Facilitate the seamless transition and ongoing management of AIM groups specifically dedicated to savings operations.
Provide regular reports to the Branch Manager regarding savings performance and participant engagement.
Convene two to three group meetings daily, ensuring productive discussions and clear action items.
Meetings are scheduled at 08:30 AM, 09:30 AM, and 10:30 AM, though these times may be adjusted to align with office hours.
Arrive at the designated meeting location fifteen minutes prior to the scheduled start time of the group meeting.
Provide assistance in delivering Financial Literacy Training sessions as needed.
Educate participants regarding savings discipline and their future access to Microfinance services.
• Facilitate the seamless transition of qualified participants into Microfinance groups upon the conclusion of the 18-month savings cycle.
Support the evaluation and integration of borrowers who meet loan qualification criteria.
Compiles, analyzes, and presents daily, weekly, and monthly reports encompassing key performance indicators, operational metrics, and financial data to support strategic decision-making and ensure compliance with organizational standards.
Responsible for accumulating customer savings through structured payment arrangements, ensuring consistent contributions to financial goals while maintaining high levels of accuracy and compliance with established policies.
Attendance is mandatory, with punctuality and consistent presence expected at all scheduled work hours and mandatory meetings.
The team will be evaluated based on collective achievements, with a strong emphasis on delivering results in collaboration with others. Individual contributions are expected to align with overarching group objectives, ensuring seamless coordination and synergy among team members. Performance metrics will assess not only individual but also the team’s ability to achieve shared goals efficiently and effectively.
Demonstrated ability to facilitate seamless transitions, ensuring operational continuity and minimal disruption during periods of change or process evolution.
• Participate in staff meetings to provide updates from the field.
Report any operational or safeguarding concerns to management without delay to ensure timely intervention and risk mitigation.
Facilitate thorough discussions of members’ loan proposals during group meetings to ensure comprehensive evaluation and informed decision-making.
The loan proposal shall be approved based on verbal votes cast during meetings attended by all group members.
The credit officer will be responsible for entering all pertinent loan information—including loan applications and guarantor details from DP Notes—into the digital system.
After confirming the details of the loan application, finalize the disbursement date and notify the member promptly.
To ensure the disbursement process runs smoothly, you are required to be physically present on the designated disbursement day and actively engage in the execution of the disbursement activities.
The credit officer is required to participate in weekly, bi-weekly, or monthly group meetings and must guarantee full recovery of all loan installments.
Collected funds are deposited into the Branch Accountant’s account, with the amount formally recorded in the Daily Cash Report (DCR) and the entry signed off to confirm accuracy.
Ensure prompt recovery of any missed installments from the morning group meeting by following up through house visits to borrowers or small group leaders in the afternoon.
• Conduct afternoon collections of late and NBL installments alongside current overdue payments.
• Should former clients whose loans were previously written off wish to re-engage with BRAD, initiate the process of loan recovery for them.
Demonstrate a commitment to fostering respectful and professional interactions with every participant involved.
Actively address participants’ feedback, including complaints, concerns, and suggestions, by implementing corrective measures as necessary.
Adhere to all policies and procedures outlined in the BRAD Human Resources framework, ensuring full compliance with established guidelines and protocols.
Demonstrate unwavering commitment to the organization’s established Code of Conduct and all safeguarding policies.
Execute any supplementary duties as directed by senior leadership.
Cultivate and uphold a robust safeguarding culture across all AIM groups to ensure consistent adherence to safety protocols and ethical standards.
The organization is committed to safeguarding all participants against abuse, exploitation, harassment, and discrimination, ensuring their safety and well-being are prioritized at all times.
Report all safeguarding incidents in strict adherence to established organizational protocols and procedures to ensure timely and compliant documentation.
• Foster a secure and welcoming environment that encourages the active and meaningful involvement of adolescent girls and young women.
Candidates must demonstrate proficiency in key technical and soft skills to excel in this role. Essential competencies include strong analytical abilities to interpret complex data sets, advanced problem-solving skills to address challenges efficiently, and expert-level proficiency in relevant software applications. Effective communication skills are vital for collaborating with cross-functional teams, while organizational acumen ensures project deadlines are met consistently. Additionally, adaptability to evolving priorities and a commitment to continuous learning are highly valued attributes in this position.
A high school diploma or its equivalent, such as the West African Senior School Certificate Examination (WASSCE), is required.
Seeking candidates with a minimum of one year’s professional experience, ideally within a financial institution or a comparable sector.
• Prepare cash and bank transactions, including cash requisitions, cash certificates, and bank reconciliation statements.
Proficiency in utilizing Microsoft Word and Microsoft Excel applications is required.
Proficient in utilizing Microsoft Word and Microsoft Excel for document creation, data analysis, and spreadsheet management.
Proven ability to articulate ideas clearly and engage stakeholders at all levels.
Proficient in English writing and reporting, with strong command of language and clear communication.
To apply for this opportunity, please submit your application through the designated portal or follow the specified instructions provided in the job posting. Ensure all required documents, including your resume, cover letter, and any additional materials, are included with your submission. Be mindful of the application deadline to avoid missing the cutoff date. If you encounter any difficulties during the application process, do not hesitate to reach out to the hiring team for assistance.
We welcome applications from qualified candidates who meet the specified criteria. Please submit your application through the designated portal, ensuring all required documents are included. Be sure to adhere to the outlined submission guidelines for consideration. Only complete applications will be reviewed.
Qualified candidates interested in this opportunity are encouraged to submit their cover letters and CVs via email to [email protected] by the deadline of June 8, 2026.
Kindly indicate the job title and preferred workplace location in the subject line of your email.
Qualified female candidates are strongly encouraged to apply for this position.
Qualifications
WASSCE
Experience Required
1 year
