We are seeking a motivated professional to join our team in the capacity of [Job Title]. The ideal candidate will possess a proven track record in [relevant field/industry], supported by a minimum of [X years] of hands-on experience. Essential qualifications include proficiency in [specific skills or tools], along with strong analytical and problem-solving abilities. The role demands meticulous attention to detail, excellent organizational skills, and the capacity to work effectively under tight deadlines. Key responsibilities encompass [responsibility 1], [responsibility 2], and [responsibility 3], among others. Additionally, the successful applicant will collaborate closely with cross-functional teams to drive project success and contribute to strategic initiatives. A commitment to continuous learning and adaptability in a fast-paced environment is highly valued.
Duties will be performed in Sweden and Aura Dunkwa.
Convene with AIM savings groups on a bi-weekly basis to ensure alignment and progress tracking.
• Gather savings deposits from AIM participants.
All savings transactions must be accurately logged in both passbooks and digital platforms, including the DFA system.
Ensure meticulous documentation of member savings, attendance records, and participation metrics.
Deposits consisting of collected savings must be submitted to the branch office in adherence to established organizational protocols.
Ensure the secure handling and transportation of cash in strict adherence to established organizational policies and procedures.
Develop meaningful connections with AIM participants and foster consistent savings behaviors.
Coordinate with the AIM Program Assistant to manage meeting schedules, ensure participant attendance, and provide timely updates on attendee status.
Facilitate seamless transitions and ongoing management of AIM groups within savings operations.
Provide frequent progress reports on savings outcomes and participant involvement to the Branch Manager.
Convene two to three group meetings daily, ensuring productive discussions and clear action items are established.
The meetings are scheduled as follows: the first at 8:30 AM, the second at 9:30 AM, and the third at 10:30 AM, though these times may be adjusted according to office hours.
Arrive at the meeting location fifteen minutes prior to the scheduled group meeting start time.
Provide assistance in delivering Financial Literacy Training (FLT) sessions as needed.
Educate participants about the importance of savings discipline and how they can utilize future Microfinance services.
Facilitate the seamless integration of qualified participants into Microfinance groups following the conclusion of the 18-month savings cycle.
Provide assistance in evaluating and facilitating the onboarding process for individuals who meet the criteria for loan eligibility.
Compiles daily, weekly, and monthly reports covering the following areas:
Responsible for gathering deposits from customers to build their savings funds, ensuring accurate recording of transactions and adherence to financial policies. Maintains customer records, processes deposits efficiently, and resolves any discrepancies promptly. Requires strong numerical skills, attention to detail, and the ability to provide clear explanations of savings products and benefits. Familiarity with banking systems and compliance standards is essential.
Requires reliable attendance to ensure consistent performance in assigned tasks.
• Responsible for driving and enhancing the overall group performance.
• Ensures alignment with organizational objectives and strategic goals.
• Monitors key performance indicators to identify trends, opportunities, and areas for improvement.
• Collaborates with team leaders to implement initiatives that boost efficiency and productivity.
• Analyzes performance data to inform decision-making and resource allocation.
• Fosters a culture of accountability and continuous improvement across the group.
Under your guidance, the organization will be equipped to navigate periods of transition effectively, ensuring all operations remain aligned with strategic objectives. You will lead efforts to identify potential risks and opportunities inherent in transition phases, develop comprehensive strategies to mitigate risks while capitalizing on opportunities, and implement robust frameworks to maintain stability and continuity. Additionally, you will oversee the seamless integration of new initiatives, technologies, or organizational changes, fostering an environment of adaptability and resilience. Your role will involve close collaboration with senior leadership to align transition plans with broader business goals, ensuring minimal disruption and maximum efficiency throughout the process.
Attend staff meetings to provide updates from the field.
Immediately escalate any operational or safeguarding concerns to senior management for prompt review and action.
Ensure that loan proposals submitted by members are thoroughly reviewed and deliberated upon during group meetings.
Loan proposals are approved following a collective decision-making process, where members convene and cast their verbal votes to finalize acceptance.
The credit officer will be responsible for inputting all pertinent loan information—including loan applications and guarantor details from DP Notes—into the digital system.
After confirming the details of the loan application, establish the disbursement date and notify the member promptly.
• Attend the disbursement day in person to actively engage in the disbursement process.
The credit officer is expected to participate in weekly, bi-weekly, or monthly group meetings while guaranteeing full recovery of all loan installments.
Collected funds are deposited into the Branch Accountant’s custody, with the amount formally recorded in the Daily Cash Report (DCR) and authenticated by your signature.
Any missed installment during the morning group meeting must be promptly followed by a collection effort in the afternoon, conducted through direct house visits to borrowers or their designated small group leaders.
In the afternoon, commence the retrieval of delinquent installments and NBL accounts alongside the processing of current overdue collections.
Initiate the recovery process for loans that were previously written off if former clients express interest in re-establishing a relationship with BRAD.
Cultivate courteous and professional interactions with every participant to foster a positive and inclusive environment.
Listen attentively to participants’ grievances, inquiries, and recommendations, then respond with suitable measures.
Adhere to all regulations and guidelines outlined in the BRAD Human Resources Policies and Procedures manual.
Demonstrate unwavering commitment to the established Code of Conduct and safeguarding protocols within the organization.
Duties may include fulfilling any supplementary tasks designated by senior leadership as necessary.
• Foster and sustain a robust safeguarding culture across all AIM groups.
• Take all necessary measures to safeguard participants against abuse, exploitation, harassment, and discrimination.
Report all safeguarding incidents in strict adherence to established organizational protocols and procedures.
Facilitate a secure and welcoming environment that ensures the active and meaningful engagement of adolescent girls and young women.
We are seeking candidates who possess a robust blend of technical competencies and professional acumen to fulfill this role effectively. Proficiency in [specific software/tools, e.g., Microsoft Office Suite, CRM systems, or data analysis tools] is essential, along with strong analytical abilities to interpret complex datasets. Exceptional communication skills, both written and verbal, are necessary to articulate ideas clearly and collaborate seamlessly with cross-functional teams. Experience in [specific industry or process, e.g., project management, customer service, or financial reporting] is highly valued, as is the ability to adapt to evolving priorities in a fast-paced environment. A commitment to continuous learning and problem-solving mentality will ensure success in this dynamic position.
Holders of Senior High School certificates, specifically WASSCE, are required.
A minimum of one year of professional experience within a financial institution or a related industry is required.
Responsible for managing cash and bank transactions, including preparing cash requisitions and cash certificates, as well as conducting bank reconciliation statements.
Proficient in utilizing Microsoft Word and Microsoft Excel applications.
• Proficiency in Microsoft Word and Microsoft Excel is required.
• Demonstrates strong proficiency in both written and verbal communication to convey ideas clearly and collaborate effectively with team members and stakeholders.
Demonstrates strong proficiency in English composition and reporting, with the ability to craft clear, accurate, and engaging written content. Requires excellent verbal and written communication skills to convey information effectively.
If you meet the qualifications and are interested in this opportunity, please submit your application through the designated portal. Ensure all required documents, including your resume, cover letter, and any relevant certifications, are included. Be sure to highlight your most pertinent experience and skills that align with the position’s requirements. Applications will be reviewed on a rolling basis, so we encourage you to apply promptly to be considered. For any inquiries regarding the application process, please contact the hiring team directly.
To submit your application, please follow the outlined procedure, ensuring all required materials are included and submitted by the specified deadline. This may involve completing an online application form, uploading your resume and cover letter, and providing any additional documentation requested. Be sure to review the job posting thoroughly for specific instructions and any unique application requirements.
Qualified and interested applicants are encouraged to submit their cover letters and CVs by email to [email protected], with the deadline set for June 8, 2026.
Kindly specify the position title and preferred location in the email subject line.
Females are strongly encouraged to submit their applications, as we actively seek to promote gender diversity and inclusion within our organization.
Qualifications
WASSCE
Experience Required
1 year
